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Banks › Consumer Credit Act

Spilman Thomas & Battle, PLLC

WV Legislature Amends Consumer Protection Statute to Regulate and Impose Restrictions on Litigation Financiers

Spilman Thomas & Battle, PLLC on

During its 2019 regular session, the West Virginia Legislature once again reviewed the West Virginia Consumer Credit and Protection Act and determined additional changes were necessary. The Act, one of the primary statutes...more

A&O Shearman

Bank’s basis clauses upheld in unfair relationship claim

A&O Shearman on

A claimant failed to bring a time-barred financial mis-selling claim against its bank via the “backdoor” of an unfair relationship claim under s140A and s140B Consumer Credit Act 1974 (CCA). The judgment provides useful...more

A&O Shearman

Use of e-banking secured mailbox to provide information on durable medium

A&O Shearman on

By a decision held on 25 January 2017 (C-375/15), the Court of Justice of the European Union (CJEU) clarified the question of information (in electronic format) that payment service providers (such as banks) convey to their...more

Hogan Lovells

Online banking The CJEU provides a durable approach for industry

Hogan Lovells on

Content Services created a cloud of uncertainty on whether online banking can be used to "provide" prescribed information. The recent Advocate General opinion in the BAWAG case distinguished Content Services and took a more...more

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