News & Analysis as of

Borrowers Spain

A&O Shearman

Spanish new legal framework for mortgage services business: challenges and opportunities

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On 29 A?pril 2019 the Spanish government approved Royal Decree 309/2019, which develops certain key areas of Law 5/2019, which regulates real estate credit. Although the main purpose of these new rules is to regulate...more

White & Case LLP

The EU loan syndication impact assessment is out: more competition scrutiny ahead?

White & Case LLP on

Setting the scene The long anticipated European Commission (DG COMP) report on "EU loan syndication and its impact on competition in credit markets" (see here) has finally been published. The study primarily focuses on the...more

A&O Shearman

Spanish Stamp Duty on mortgages: is the drama over?

A&O Shearman on

Background - On 10 October 2018, the Spanish Supreme Court issued a ruling changing its traditional criterion and establishing that the lenders (and not the borrowers) would be liable for the payment of the stamp duty...more

A&O Shearman

Spanish Supreme Court changes its criteria: Mortgagees will be now liable for the stamp duty triggered by the creation of...

A&O Shearman on

The Spanish Supreme Court has just issued a ruling establishing that the lenders (and not the borrowers) are liable for the payment of the stamp duty triggered by the creation of the mortgages securing financings. ...more

Jones Day

European Commission's Antitrust Concerns Lead to Syndicated Loans Market Study

Jones Day on

In April 2017, the European Commission ("Commission") published a tender offer seeking an assessment of the EU market for loan syndication and possible implications under EU competition rules. The successful candidate will...more

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