News & Analysis as of

Credit Availability Increasing? . . . “Yes” for Employee Stock Ownership Plans (part 2)

Credit availability seems to be improving in the commercial markets. One common (and obvious) test for new commercial lending is “how will the borrower fare in the tough times, or a stress test?” Generally, loans to...more

Prospecting for a Niche Commercial Borrower? An ESOP Loan Might Be Your Punch

“ESOP” loans can be both an “exit” strategy for a company in distress (and its lenders), and an “entrance” opportunity for lenders targeting the right prospect. Lending to an ESOP company can hit the mark coming (good times)...more

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