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Homeowner's Insurance Residency Requirements

Butler Weihmuller Katz Craig LLP

Home Again, Home Again, Jiggity Jig – Are Pennsylvania Courts Misconstruing the Residency Requirement?

Residency has long been the touchstone of insurability when it comes to homeowners insurance. Courts applying Pennsylvania law have held that residency is a condition precedent to insurance coverage under a policy insuring a...more

Cozen O'Connor

ISO Issues Countrywide Revision to the Definition of a “Residence Premises” in its HO Program

Cozen O'Connor on

The “where you reside” language in the homeowners forms that the Insurance Services Office (ISO) has published since 1991 have spawned litigation around the country for over 20 years, given the number of scenarios which could...more

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