Loans › Refinancing

News & Analysis as of May 25, 2013

Bill on Bankruptcy: The Market's Unquenchable Thirst for Junk

What Factors Establish The Lien Priority Of A Refinanced Loan?

by Valerie Marciano | Jaburg Wilk on 5/17/2013

The legal doctrine of "equitable subrogation" has recently become familiar to lenders who refinanced or will be refinancing existing loans secured by real property....more

Beware of Intervening Liens in Subordination Agreements

by Scott Michalove | Baker, Donelson, Bearman, Caldwell &... on 2/15/2013

Most lenders that service second mortgages or equity lines have received requests to subordinate their loan to a subsequent refinance loan. Many times these requests come years after the refinance loan was closed. Most...more

CFPB Final Ability-To-Repay Rule Prompts Cautious Optimism from Industry

by Richard J. Andreano, Jr., John D. Socknat, Michael S. Waldron | Ballard Spahr LLP on 1/14/2013

The CFPB has issued its long-awaited ability to repay/qualified mortgage rule, and at first glance, it appears to warrant cautious optimism for the mortgage industry....more

Singapore Money Saving Tip - Refinancing In A Recession

by Chris Chua on 10/1/2012

The recent economic downturn have resulted in many of us tightening our belts. Everyone is looking for ways to reduce their spending. We often overlook the very obvious method (and also substantial) savings through...more

Maryland taxes on refinancings to increase – the end of (new) "IDOTS"

by Saul Ewing LLP on 5/23/2012

On May 22, 2012, Maryland's Governor O'Malley signed legislation mandating that indemnity mortgages and indemnity deeds of trust will be subject to recordation taxes. Property owners now have just over a month to refinance...more

Commercial Owners Should Expect Bumpy Road to Refinancing

by Amiel Wade on 1/27/2012

For businesses in the San Jose area or within California requiring more information, contact the Wade Law Group at (888) 909-9430 or email Amiel Wade directly....more

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