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Mortgage Escrow Account Loans

Ballard Spahr LLP

Flood Insurance Reform Bill with Escrow Amendments Awaits President’s Signature

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The U.S. House of Representatives and Senate recently passed, and the President is expected to sign into law, amendments to the Biggert-Waters Flood Insurance Reform Act of 2012 (the Act). The legislation seeks to address...more

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CFPB issues final 2014 list of rural or underserved counties

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The CFPB has released a final list of “rural” or “underserved” counties for use in 2014. The CFPB has indicated that creditors may rely on this list as a safe harbor to determine whether a county is “rural” or “underserved”...more

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CFPB proposes amendments to final mortgage escrow account rule

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The CFPB has proposed amendments to its final mortgage escrow account rule dealing with the establishment of mandatory escrow accounts on higher-priced mortgage loans (HPML). According to the proposal’s supplementary...more

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