News & Analysis as of September 20, 2024

Administrative Law Judge (ALJ)

+ Follow

The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

PHH files opening en banc brief; seven supporting amicus briefs filed

Ballard Spahr LLP on 3/14/2017

On Friday, PHH filed its opening en banc brief with the D.C. Circuit in the rehearing of its appeal of Director Cordray’s June 2015 decision that affirmed an administrative law judge’s (ALJ) recommended decision concluding...more

What the PHH decision means for the CFPB’s UDAAP authority

Ballard Spahr LLP on 11/4/2016

In addition to its implications for CFPB rulemaking, the D.C. Circuit’s decision in PHH Corporation v. CFPB has significant implications for the CFPB’s authority to enforce federal consumer financial protection laws as well...more

A Day of Reckoning for the CFPB?

Bilzin Sumberg on 5/6/2016

Virtually ever since its inception on July 21, 2011, the Consumer Financial Protection Bureau (CFPB) has inspired wariness and skepticism in the financial institutions and financial services providers, subject to this new...more

PHH Wins Stay of $109M CFPB Enforcement Penalty

Burr & Forman on 8/10/2015

On August 5, 2015, PHH Corp. (“PHH”) won a stay of the $109M penalty handed down by Consumer Financial Protection Bureau (“CFPB”) director Rich Cordray. Cordray’s aggressive legal reasoning and the harsh penalties he imposed,...more

4 Results

View per page

Page: of 1

Mortgages › Dodd-Frank Wall Street Reform and Consumer Protection Act › Administrative Law Judge (ALJ)

PHH files opening en banc brief; seven supporting amicus briefs filed

What the PHH decision means for the CFPB’s UDAAP authority

A Day of Reckoning for the CFPB?

PHH Wins Stay of $109M CFPB Enforcement Penalty

"My best business intelligence, in one easy email…"