News & Analysis as of

Premiums Mortgages

Orrick, Herrington & Sutcliffe LLP

HUD sued for allegedly failing to refund mortgage insurance premiums for early-terminated FHA-insured mortgages

On March 12, a putative class action complaint was filed against the Department of Housing and Urban Development (HUD) for allegedly denying homeowners their Mortgage Insurance Premium (MIP) refunds upon the early termination...more

Ballard Spahr LLP

House Passes Bill to Amend TRID Rule Disclosures

Ballard Spahr LLP on

On February 14, 2018, the United States House of Representatives passed the TRID Improvement Act of 2017, H.R. 3978, by a vote of 245 to 171. The bill would amend the manner in which title insurance premiums are disclosed...more

Robinson+Cole Class Actions Insider

Filed Rate Doctrine Addressed in Recent Second Circuit Decision

The filed rate doctrine can often provide a strong defense to an insurer in a class action claiming that insurance premiums were too high for some reason. A recent Second Circuit decision applied the doctrine broadly. This...more

Ballard Spahr LLP

Flood Insurance Reform Bill with Escrow Amendments Awaits President’s Signature

Ballard Spahr LLP on

The U.S. House of Representatives and Senate recently passed, and the President is expected to sign into law, amendments to the Biggert-Waters Flood Insurance Reform Act of 2012 (the Act). The legislation seeks to address...more

Goodwin

CFPB Settles with Mortgage Insurance Company for Violations of RESPA

Goodwin on

The CFPB announced it had entered into a consent order with a mortgage insurance company following the CFPB’s filing of a complaint in the United States District Court for the Southern District of Florida against the company...more

Poyner Spruill LLP

Rules Creating Exemptions to the ATR Rule Finalized

Poyner Spruill LLP on

The Consumer Financial Protection Bureau (CFPB) recently finalized rules that modified and created specific exemptions to the CFPB’s Ability-to-Repay Rule. The rules have three main effects....more

Ballard Spahr LLP

CFPB delays effective date of Reg Z prohibition on financing credit insurance premiums

Ballard Spahr LLP on

The CFPB has issued a final rule delaying the June 1, 2013 effective date of the Regulation Z prohibition on financing credit insurance premiums (Section 1026.36(i)). The final rule sets January 10, 2014 as the prohibition’s...more

7 Results
 / 
View per page
Page: of 1

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:
*By using the service, you signify your acceptance of JD Supra's Privacy Policy.
- hide
- hide