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Qualified Mortgage Rule Borrowers Creditors

Ballard Spahr LLP

CFPB finalizes additional revisions to mortgage rules

Ballard Spahr LLP on

On July 10, 2013, the CFPB issued a final version of modifications proposed in April 2013 to mortgage rules adopted in January 2013. Most of the modifications address the ability to repay/qualified mortgage rule, and...more

K&L Gates LLP

CFPB Solidifies Loan Originator Compensation Restrictions, Dumps Zero-Zero Requirement

K&L Gates LLP on

Even though the loan originator compensation rule (the “Final Rule” or “Rule”) finalized by the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) in January passed without as much fanfare as the Bureau’s Qualified...more

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