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Service Charges Banks

Spilman Thomas & Battle, PLLC

Pre-Suit Notice Requirements in Consumer Litigation in West Virginia - Make Sure You Know which Requirement Applies

The devil’s in the details. And, the details will become more complicated if a new proposed law in West Virginia is enacted. The West Virginia Legislature is considering a bill that would amend the West Virginia Consumer...more

Ballard Spahr LLP

FDIC regional offices issue UDAP guidance on continuous overdraft fees

Ballard Spahr LLP on

Based on the CFPB’s rulemaking agenda issued in December 2013, we continue to expect overdraft programs to be the subject of another CFPB white paper and/or an advance notice of proposed rulemaking this year. (In June 2013,...more

Ballard Spahr LLP

Industry trade group seeks higher asset trigger for new requirement to report overdraft and other consumer deposit account service...

Ballard Spahr LLP on

The Independent Community Bankers of America (ICBA) wants to limit the application of a new Call Report requirement for banks to include a breakdown of their income from service charges on consumer deposit accounts. ...more

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