TILA, Dodd-Frank | JD Supra Law News

TILA Ban on Mandatory Arbitration in Mortgage Loans Takes Effect June 1

by Richard J. Andreano, Jr., Alan S. Kaplinsky, Mark J. Levin, Jeremy T. Rosenblum | Ballard Spahr LLP on 5/17/2013

The Truth in Lending Act (TILA) ban on mandatory arbitration provisions in certain mortgage loans becomes effective on June 1, 2013. Lenders now using mortgage loan documentation containing such provisions should take steps...more

CSBS Urges CFPB To Adopt Rural Designation Petition Process

by BuckleySandler LLP on 4/9/2013

On April 2, the CSBS released a letter it sent to encourage the CFPB to adopt an additional procedural mechanism for the CFPB to utilize when determining whether an area should be defined as “rural.” The CSBS explains that...more

More Paper? CFPB Revamps Disclosure and Delivery Requirements for Valuations under ECOA

by Nanci Weissgold, Kathryn Williams | K&L Gates LLP on 4/4/2013

Come January 2014, creditors will be required to equip borrowers with more information on how the value of the borrower’s home is determined, even if the creditor doesn’t use that information in making its lending decision....more

Dodd-Frank News - March 2013: Dodd-Frank Wall Street Reform And Consumer Protection Act Monthly Update

by Rachel Cash, David Elliott, Kristin Peters, Jordan Teague | Burr & Forman on 3/27/2013

In This Issue: - Recent Cases ..CFTC Jurisdiction Under the Commodity Exchange Act ..Dodd-Frank Amendment to the TILA ..Preemption ..Say-On-Pay Voting ..Pre-Dispute Arbitration Agreements ...more

Burr Alert: A Look At The Consumer Financial Protection Bureau's New Loan Originator Compensation Rule Under The Truth In Lending...

by Jacquelyn Hutzell | Burr & Forman on 3/22/2013

On February 15, 2013, the Office of the Federal Register published the Consumer Financial Protection Bureau’s ("CFPB") final rule on loan originator compensation requirements under the Truth in Lending Act (Regulation Z)....more

CFPB Issues New Mortgage Servicing Requirements

by Joseph D. Simon | Cullen and Dykman LLP on 2/20/2013

The Consumer Financial Protection Bureau (“CFPB”) has issued two final rules that impose significant new mortgage servicing requirements in connection with residential mortgages to consumers. The rules implement amendments...more

InfoBytes Special Alert: Detailed Analysis Of CFPB's Final Escrow Rule

by Jeremiah Buckley, Joseph Kolar, John Kromer, Jeffrey Naimon, Joseph Reilly, Clinton Rockwell | BuckleySandler LLP on 2/15/2013

On January 10, 2013, the Consumer Financial Protection Bureau issued its final rule on escrow account requirements for first-lien higher-priced mortgage loans. The rule amends existing escrow requirements and exemptions for...more

A New World for Mortgage Banking – What You Need to Know About the CFPB’s Final Mortgage Servicing Rules

by Pepper Hamilton LLP on 2/13/2013

The Consumer Financial Protection Bureau (CFPB) issued its final rules regarding mortgage servicing last week which will undoubtedly change mortgage servicing operations in the United States - and according to some...more

A New World for Mortgage Banking – What You Need to Know About the CFPB’s Final Mortgage Servicing Rules [Video]

by Pepper Hamilton LLP on 2/13/2013

The Consumer Financial Protection Bureau (CFPB) issued its final rules regarding mortgage servicing last week which will undoubtedly change mortgage servicing operations in the United States - and according to some...more

More, More, More: The CFPB Wants More From Mortgage Servicers

by Paul Fogleman | Poyner Spruill LLP on 2/11/2013

The Consumer Financial Protection Bureau (CFPB) recently issued new rules amending Regulation Z, the Truth in Lending Act (TILA), and Regulation X, the Real Estate Settlement Procedures Act (RESPA), which revise mortgage...more

CFPB Issues Final Mortgage Servicing Rules

by Daniel Murray, Ryan Tooley, Audrey Wisotsky | Pepper Hamilton LLP on 2/7/2013

On January 17, 2013, the Consumer Financial Protection Bureau (CFPB) issued two final servicing rules that amend and add new provisions to the Truth in Lending Act and the Real Estate Settlement Procedures Act (Rules), as...more

Agencies Issue Final Rule on Appraisals for Higher-Priced Mortgage Loans

by Jeffrey M. Werthan | Katten Muchin Rosenman LLP on 2/1/2013

On January 18, six federal financial regulatory agencies (the Board of Governors of the Federal Reserve System, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Federal Housing Finance...more

FDIC Approves Joint-Agency Appraisal Rule For Higher-Risk Mortgages

by BuckleySandler LLP on 1/28/2013

On January 18, the Federal Reserve Board, the OCC, the FDIC, the NCUA, the FHFA, and the CFPB issued a final rule to implement Dodd-Frank Act amendments to TILA that require creditors to meet certain appraisal conditions...more

Financial Services Bulletin: Agencies Issue New Mortgage Rules

by Perkins Coie on 1/28/2013

On Friday, January 18, 2013, the Board of Governors of the Federal Reserve System (the “Fed”), the Consumer Financial Protection Bureau (the "CFPB"), the Federal Deposit Insurance Corporation (the “FDIC”), the Federal Housing...more

CFPB Proposes Amendments to New Final Ability-to-Repay Rule, Solicits Comment on Calculating Loan Originator Compensation

by Jennifer M. Keas | Foley & Lardner LLP on 1/28/2013

On January 10, 2013, the CFPB issued its final ability-to-repay rule (Rule), which implements Dodd-Frank mortgage reforms requiring creditors to make a reasonable and good faith determination that a consumer will have a...more

U.S. Consumer Financial Protection Bureau Issues Rules on Mortgage Servicing; Creates New Rights for Borrowers, Raising Issues...

by Dechert LLP on 1/25/2013

On January 17, 2013, the Consumer Financial Protection Bureau (“Bureau”) took another major step in the restructuring of the U.S. residential mortgage sector by issuing final rules (collectively, the “Rule”) regarding...more

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TILA › Dodd-Frank Wall Street Reform and Consumer Protection Act

TILA Ban on Mandatory Arbitration in Mortgage Loans Takes Effect June 1

CSBS Urges CFPB To Adopt Rural Designation Petition Process

More Paper? CFPB Revamps Disclosure and Delivery Requirements for Valuations under ECOA

Dodd-Frank News - March 2013: Dodd-Frank Wall Street Reform And Consumer Protection Act Monthly Update

Burr Alert: A Look At The Consumer Financial Protection Bureau's New Loan Originator Compensation Rule Under The Truth In Lending...

CFPB Issues New Mortgage Servicing Requirements

InfoBytes Special Alert: Detailed Analysis Of CFPB's Final Escrow Rule

A New World for Mortgage Banking – What You Need to Know About the CFPB’s Final Mortgage Servicing Rules

A New World for Mortgage Banking – What You Need to Know About the CFPB’s Final Mortgage Servicing Rules [Video]

More, More, More: The CFPB Wants More From Mortgage Servicers

CFPB Issues Final Mortgage Servicing Rules

Agencies Issue Final Rule on Appraisals for Higher-Priced Mortgage Loans

FDIC Approves Joint-Agency Appraisal Rule For Higher-Risk Mortgages

Financial Services Bulletin: Agencies Issue New Mortgage Rules

CFPB Proposes Amendments to New Final Ability-to-Repay Rule, Solicits Comment on Calculating Loan Originator Compensation

U.S. Consumer Financial Protection Bureau Issues Rules on Mortgage Servicing; Creates New Rights for Borrowers, Raising Issues...

InfoBytes Special Alert: Detailed Analysis Of CFPB's High-Cost Mortgage Rule - January 25, 2013

CFPB issues final rules on mortgage servicing, appraisals and loan originator compensation

Agencies Adopt Final Appraisal Rule for Higher-Priced Mortgage Loans

Financial Services Bulletin: Action At The CFPB

CFPB Issues Final Ability-to-Repay and Qualified Mortgage Rule

U.S. Consumer Financial Protection Bureau Issues Rules on Qualified Mortgages and Ability to Repay

CFPB Issues Final Mortgage Escrow Account and High-Cost Loan Rules

Final Rule Issued on Ability-to-Repay/Qualified Mortgages

High-Cost Loan Final Rule Temporarily Averts FHA Loan Crisis

A New World for Mortgage Banking – What You Need to Know About the CFPB’s Final Mortgage Servicing Rules [Video]

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