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Vacancy Clause Appeals

Cozen O'Connor

Illinois Court Holds Vacancy Clause Does Not Bar Vandalism and Theft Claim by Mortgagee

Cozen O'Connor on

In a case of first impression in Illinois, a unanimous panel of the state’s Appellate Court recently addressed the interplay between a vacancy clause and a mortgagee provision and held that the insured’s failure to comply...more

Haight Brown & Bonesteel LLP

Court Rules that Damage From Squatter’s Fire is Not Excluded as Vandalism or Malicious Mischief

In Ong v. Fire Insurance Exchange (No. B252773, filed 4/3/15), a California appeals court ruled that a vacancy exclusion limited to damage caused by “vandalism or malicious mischief” did not bar coverage for damage to a...more

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