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UK Cryptoasset Promotion Rules Could Spell Trouble for Firms Outside the UK

The UK Financial Conduct Authority (FCA) has adopted new rules that will restrict how companies market certain crypto assets. The rules include mandatory cooling off periods and appropriateness assessments for potential...more

Founder Series: Top Tips for Financial Services Startups

Orrick's Founder Series offers monthly top tips for UK startups on key considerations at each stage of their lifecycle, from incorporating a company through to possible exit strategies. The Series is written by members of our...more

PRA Enforcement Against Mr Carlos Abarca: A Reminder of the Importance of Accountability and Operational Resilience

On 13 April 2023, the Prudential Regulation Authority (“PRA”) fined Mr Carlos Abarca, the former Chief Information Officer of TSB Bank plc (“TSB”) £81,620 for breaching PRA Senior Manager Conduct Rule 2. The PRA found that he...more

5 Regulatory Issues to Consider When Acquiring a Business in the EU or UK

Companies considering an acquisition in Europe must navigate a regulatory and enforcement environment that can seem like a minefield. Here are five things they should consider amid unfolding legislative change and growing...more

5 Things You Need to Know About DORA

On 10 November 2022, the European Parliament approved two significant pieces of cybersecurity legislation: The Network and Information Security 2 Directive (“NIS2”); and The Digital Operational Resilience Act (“DORA”)....more

Questions and Answers: The new gateway for firms that approve financial promotion

On the 6 December 2022, the Financial Conduct Authority ("FCA") published its consultation on a financial promotion approvals gateway. The consultation paper (CP22/27) considers how the gateway will operate, including how the...more

European Crypto Regulation on the Verge of Enactment

The EU’s Markets in Crypto-Assets (MiCA) regulations are now all but final and may take effect this year. MiCA will provide new regulatory frameworks, including licensing and disclosure obligations, for participants in the...more

Further Expansion of UK Sanctions Legislation with Russia - August 2022

The UK Government has introduced further restrictions on trade with Russia to build on those already in place. The Russia (Sanctions) (EU Exit) (Amendment) (No. 14) Regulations 2022 (“No.14 Amendment”) came into force on 21...more

Expansion of UK Sanctions Legislation Relating to Russia - July 2022

Consistent with past policy announcements, the UK Government has now brought forward new legislation which will further restrict the ability of UK citizens and companies to deal with Russian companies and individuals. A key...more

The European Affairs Committee Reports on the UK-EU Relationship in Financial Services

Exactly six years following the UK voting in a referendum to leave the EU, the House of Lords European Affairs Committee (“Committee”), on 23 June, published a report on the relationship between the UK-EU in financial...more

HM Treasury Sets Out New Regulations for Interest-Free Buy-Now-Pay-Later (“BNPL”) Credit Products

HM Treasury has now (20 June 2022) published its response document to its consultation paper on regulating interest-free buy-now-pay-later (“BNPL”) credit products. By way of background, the government announced last year...more

Russian Exposure: Guidance for Tech Companies

This guidance does not constitute legal advice. To the extent that you have any questions arising out of the guidance, please speak to a member of the Orrick team who will be happy to assist. The invasion of Ukraine by...more

FCA Sets Out New Proposals to Restrict High-Risk Financial Promotions

On 19 January, 2022, the FCA published its consultation on strengthening its financial promotion rules for high-risk investments, including cryptoassets (CP22/2). The consultation proposes some fairly onerous requirements and...more

UK Financial Regulatory Update: Developments and Potential Impacts for Financial Services Firms and Other Financially Regulated...

The turn of a new year has brought new UK regulatory developments that have the potential to significantly impact financial services and other financially regulated businesses. This update highlights the key changes in the UK...more

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