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TransUnion v. Ramirez: The Supreme Court Further Narrows Article III Standing And Rejects “No Injury” Class Actions

On June 25, 2021, the Supreme Court revisited the issue of Article III standing for the first time since Spokeo, Inc. v. Robins, 136 S. Ct. 1540 (2016). In TransUnion LLC v. Ramirez, No. 20-297, 2021 WL 2599472, -- S. Ct. --...more

U.S. COVID-19: The CARES Act - CFPB Provides Additional Guidance For Credit Reporting During the COVID-19 Pandemic

It has been nearly three months since the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) was signed into law.  As we’ve written in previous Client Alerts, the CARES Act modifies the Fair Credit Reporting...more

The CARES Act: Modifications to FCRA Obligations on Furnishers of Credit Information

On the evening March 25, 2020, the Senate passed the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) in response to the coronavirus (COVID-19) outbreak. The House of Representatives passed the CARES Act...more

2019 Year in Review for Financial Services Class Actions

Focus areas included FCRA, Fair Lending, ancillary fees and services (such as lender placed flood insurance), TCPA, privacy and data security and other topics. Consumer Financial Protection Bureau’s Director Kathleen...more

The Ninth Circuit Finds Inaccurate Credit Reporting Alone Does Not Confer Article III Standing

On March 25, 2019, the United States Court of Appeals for the Ninth Circuit dealt another setback to plaintiffs trying to establish Article III standing to assert a claim under the Fair Credit Reporting Act, 15 U.S.C. § 1681,...more

Dutta: The Ninth Circuit Strikes Another Blow to FCRA Plaintiffs

On July 13, 2018, the United States Court of Appeals for the Ninth Circuit affirmed summary judgment against a plaintiff that lacked Article III standing to assert a claim under the Fair Credit Reporting Act, 15 U.S.C. §...more

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