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BCFP finalizes amendments to Disclosure of Records and Information rule

On September 12, the Bureau of Consumer Financial Protection (Bureau) issued a final rule that amends the procedures used by the public to obtain information from the Bureau under the Freedom of Information Act (FOIA), the...more

High-Level CFPB Officials Invite Companies to Address Prepaid Rule Through RFI for Adopted Regulations

We have learned from a reliable industry source that Brian Johnson, Senior Advisor to CFPB Acting Director Mulvaney, has invited companies and other stakeholders in the prepaid industry to address the Bureau’s prepaid rule,...more

CFPB finalizes changes to the Prepaid Account Rule and further delays effective date

On January 25, the CFPB finalized certain changes to the original Final Prepaid Rule (the “Rule”) proposed last summer. The amended Rule still contains onerous restrictions on credit features and complicated disclosure...more

Banking Agencies Address Disaster Relief for Hurricane Harvey Victims

Several federal agencies have issued reminders and requirements related to banking and credit services for borrowers affected by Hurricane Harvey.  We previously reported on mortgage-related guidance issued by Fannie Mae,...more

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