A bill introduced last week in the California State Assembly could change the consumer lending landscape in California considerably....more
California is once again poised to set the standard for privacy and data security by enacting the first state law directed at securing Internet of Things (IoT) devices. The law has passed the state legislature and is awaiting...more
9/7/2018
/ Connected Items ,
Cybersecurity ,
Data Protection ,
Information Technology ,
Internet of Things ,
Manufacturers ,
Pending Legislation ,
Popular ,
Risk Management ,
Security Standards ,
State and Local Government
Resolving an ambiguity in the California Finance Lender's Law (CFLL), the California Supreme Court unanimously held that borrowers may use the unconscionability doctrine to challenge the interest rate on consumer loans of...more
8/17/2018
/ Ability-to-Repay ,
CA Supreme Court ,
CashCall ,
Consumer Financial Products ,
Consumer Lenders ,
Finance Lenders Law ,
Financial Services Industry ,
High-Interest Loans ,
Interest Rates ,
State and Local Government ,
Unconscionable Contracts ,
Unfair Competition Law (UCL)
As we discussed in our prior alert, California voters had been poised to consider a citizen-initiated ballot measure that would have significantly expanded the privacy rights of California citizens and provided substantial...more
6/29/2018
/ Consumer Rights Directive ,
Disclosure Requirements ,
Legislative Agendas ,
New Legislation ,
Notice Requirements ,
Online Platforms ,
Personal Data ,
Privacy Policy ,
Regulatory Oversight ,
Regulatory Requirements ,
State and Local Government