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Troutman Pepper Locke

Kicking the Tires on Kentucky: SB 158 and the Add-On Product Revolution — Moving the Metal: The Auto Finance Podcast

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In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso are joined by partner Brian Casey to unpack Kentucky SB 158, a new law creating a comprehensive framework for vehicle...more

Cozen O'Connor

Mariner Finance Pays $11.1 Million in Tennessee AG Settlement

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Tennessee AG Jonathan Skrmetti reached an $11.1 million settlement with Mariner Finance resolving allegations that the company violated the Consumer Financial Protection Act and other consumer protection laws through...more

Skadden, Arps, Slate, Meagher & Flom LLP

AA and BSM Driving Schools: CMA Flexes New Consumer Protection Powers

The UK Competition and Markets Authority (CMA) concluded that two nationwide driving school providers, AA and BSM, advertised driving lesson prices not reflective of the true cost....more

Ballard Spahr LLP

FTC, Maryland AG reach settlement with Lindsay Automotive Group

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The FTC and the Maryland Attorney General’s Office announced that Lindsay Automotive Group (“Lindsay”) must pay refunds to consumers the government officials said were misled by Lindsay, under a settlement reached with the...more

Offit Kurman

Strategic Equity Partners: Expertise vs. Governance Friction

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In many platform acquisitions (particularly in search funds, entrepreneurship through acquisition (ETA) transactions, and independent sponsor deals), adding a “strategic equity partner” is framed as a clear positive....more

Cozen O'Connor

New Multistate Suit Targets Loan Add-Ons and Refinance Practices

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A new lawsuit filed in mid‑March 2026 by New York Attorney General Letitia James, joined by a bipartisan coalition of 12 other state attorneys general (AGs), challenges the sale of loan add‑ons and related refinancing...more

Troutman Pepper Locke

Kentucky Passed a New Vehicle Financial Protection Product Law

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On April 3, Kentucky enacted SB 158, a comprehensive statute governing products that offer benefits in connection with personal property, with a particular focus on add‑on products sold with vehicle finance and lease...more

Thompson Coburn LLP

Preparing for Exit Diligence at the Acquisition Stage

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In the private equity lifecycle, value is ultimately realized at exit. Whether selling to a larger sponsor or a strategic buyer, the exit diligence process will involve forensic review, not only of the platform itself but of...more

Venable LLP

State AGs Sue OneMain Financial Over Deceptive Loan Add-Ons 

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Last week, attorneys general from 13 states filed a federal lawsuit in the Southern District of New York against OneMain Financial (OneMain) and affiliated companies, alleging deceptive and unfair practices related to the...more

Sheppard

Thirteen AGs Sue Major Installment Lender Over Add-On Packing; Former CFPB Attorneys Lead the Charge

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A bipartisan coalition of thirteen state AGs filed a complaint in the Southern District of New York against one of the nation's largest non-bank installment lenders, alleging a scheme to pack consumer loans with undisclosed...more

Levenfeld Pearlstein, LLC

Independent Sponsor Series: Michael Kornman of Align Collaborate Discusses Unique Approach to Independent Sponsor Investments

To help businesses, investors, and deal professionals better understand the evolving independent sponsor landscape, Robert Connolly—a partner in LP’s Corporate Practice Group and leader of LP’s Independent Sponsor team—shares...more

Troutman Pepper Locke

Empire State of Scrutiny: The New York FAIR Act and Auto Lending — Moving the Metal: The Auto Finance Podcast

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In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso are joined by New York-based colleagues Bill Foley and Joe DeFazio to unpack the newly enacted New York FAIR Act (Fostering...more

Levenfeld Pearlstein, LLC

Independent Sponsor Series: Nicolò Vergani of V&A Capital Discusses Investment Strategy and the Middle Market M&A Outlook

To help businesses, investors, and deal professionals better understand the evolving independent sponsor landscape, Robert Connolly – a partner in LP’s Corporate Practice Group and leader of LP’s Independent Sponsor team –...more

Venable LLP

Why New York City’s Consumer Regulator Belongs on National Compliance Radar

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New York City’s consumer regulator has long been part of the local compliance backdrop. It now deserves sustained, strategic attention. ...more

Nelson Mullins Riley & Scarborough LLP

California Governor Signs California CARS Act into Law

On October 6, 2025, California governor Gavin Newsom signed into law the “California Combating Auto Retail Scams” or “CARS” Act. Effective October 1, 2026, the California CARS Act will impose substantial new disclosure...more

Troutman Pepper Locke

California’s CARS Act Signed into Law

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On October 6, Governor Gavin Newsom signed into law the California Combating Auto Retail Scams (CARS) Act. This legislation aims to fortify consumer protections and enhance transparency in the car-buying process. The...more

Hudson Cook, LLP

FTC Proposes Largest Dealer Fine in Its History

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On December 19, 2024, the Federal Trade Commission announced a proposed $20 million settlement with Leader Automotive Group and its parent company, AutoCanada, to resolve claims brought by the FTC and the State of Illinois....more

Levenfeld Pearlstein, LLC

What to Expect When Selling a Business: A Conversation with Jordan Gerber at Caber Hill Advisors

Below is his conversation with Jordan Gerber, a Managing Director at Caber Hill Advisors, an M&A advisory firm that focuses on helping privately-held, middle-market businesses transact with strategic or private-equity-backed...more

Levenfeld Pearlstein, LLC

Private Equity Profiles and Perspectives: An In-Depth Conversation with Pat Riley and Lukasz Wrona of Akoya Capital - Part 2

To help businesses, investors, and deal professionals better understand the evolving private equity landscape in the lower middle market, Rob Connolly – a partner in and leader of LP’s Corporate Practice Group – shares a...more

Ballard Spahr LLP

Citing Jarkesy, Asbury Automotive Group files suit challenging FTC administrative proceeding

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One of the country’s largest automotive retailers filed suit against the Federal Trade Commission (“FTC”) on October 4, arguing that the Supreme Court’s recent landmark decision in Securities and Exchange Commission v....more

Troutman Pepper Locke

CFPB’s Fall Edition of Supervisory Highlights Focuses on Auto-Finance Market

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On October 7, the Consumer Financial Protection Bureau (CFPB or Bureau) published the Fall edition of its Supervisory Highlights, focusing on examinations of the auto-finance market completed between November 1, 2023, and...more

Cozen O'Connor

Coalition Grows to Torpedo Mariner Finance over Hidden Add-ons

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Pennsylvania AG Michelle Henry announced that six additional states have joined a lawsuit against lending company Mariner Finance, LLC, which was first filed by Pennsylvania and five other AGs in 2022. The bipartisan...more

Holland & Knight LLP

Will Mariner Finance Decision Lead State Regulators to Bring CFPA Claims?

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A lengthy decision recently issued by the U.S. District Court for the Eastern District of Pennsylvania, Pennsylvania by Shapiro v. Mariner Fin., LLC, No. CV 22-3253, 2024 WL 169654 (E.D. Pa. Jan. 12, 2024) (Hodge, J.), may...more

Husch Blackwell LLP

FTC Finalizes—and Then Pauses—CARS Rule Impacting Dealers, Auto Finance Companies

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On December 12, 2023, the Federal Trade Commission (FTC) announced it has finalized the Combating Auto Retail Scams Rule (CARS Rule), which imposes various obligations affecting dealers’ sales practices and will also impact...more

Ballard Spahr LLP

FTC issues final CARS Rule setting new requirements on vehicle sales

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On December 12, 2024, the Federal Trade Commission (“FTC”) announced its Combating Auto Retail Scams Rule, otherwise known as the “CARS Rule,” setting new requirements on the sale, financing, and leasing of vehicles by motor...more

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