A summary of the year’s important insurance coverage and extra-contractual cases within FMG’s footprint across the country. State Farm Automobile Ins. Co., v. Orlando - In vacating the Court of Appeals’ opinion, the...more
Is it a good idea to drive a vehicle that is not street legal on a public road? Probably not. But if you’ve already done it, a recent Sixth Circuit decision suggests that might mean it’s covered by your auto insurance. In...more
The Tenth Circuit Court of Appeals declared that an insurer’s homeowners policy all-terrain vehicle exclusion barred coverage for a Utah insured’s injuries that did not occur at the “insured location.”...more
All-terrain Vehicles (ATVs) are three or four-wheeled motorized vehicles designed to be used on unpaved terrain. ATVs have been used for farming, ranching, hunting, recreation, and sports for over 40 years. Their popularity...more
In July of 2020, the United States Court of Appeals for the Fifth Circuit revisited and affirmed its prediction that Texas courts will not allow extrinsic evidence to determine an insurer’s duty to defend where such evidence...more
Declaratory Judgment Action Interpreting the "Land Motorized Vehicle" Exclusion - In Tennessee Farmers Mutual Insurance Co. v. Simmons, No. E2013-01419-COA-R30-CV (Tenn. Ct. App. July 15, 2014), the Tennessee Court of...more