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Bank of Italy Consumer Financial Products

Hogan Lovells

Bank of Italy consultation on borrower-based loan limitations could lead to opportunities for Direct Lenders

Hogan Lovells on

The latest Consultations launched by the European Banking Authority (EBA) and the Bank of Italy on regulatory capital requirements for banks may lead to opportunities for alternative lenders, as traditional financiers may...more

Hogan Lovells

Insurance products combined with loans: latest guidelines from IVASS and the Bank of Italy

Hogan Lovells on

On 17 March 2020, IVASS and the Bank of Italy issued a joint communication regarding the cross-selling of insurance products and financing (the "Communication") to be delivered to the members of the management and supervisory...more

Orrick, Herrington & Sutcliffe LLP

L'Efficacia della clausola floor nei contratti di finanziamento

“Nel contratto di mutuo non è giuridicamente configurabile un tasso di interesse negativo che incida sul capitale mutuato. Conseguentemente, quando il tasso d’interesse sia stato pattuito in misura variabile, esso non può...more

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