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Credit Bureaus Credit Reporting Agencies

Brownstein Hyatt Farber Schreck

CFPB Seeks to Fundamentally Alter the Credit Reporting Process and Use of Public Data

On Sept. 21, 2023, the Consumer Financial Protection Bureau (CFPB) officially announced it is considering a rulemaking to address several consumer reporting topics under the Fair Credit Reporting Act (FCRA). Under the process...more

Troutman Pepper

Facing CFPB Criticism, Credit Bureaus Dramatically Reduce Medical Debt Credit Reporting

Troutman Pepper on

On March 18, the three nationwide consumer reporting agencies — Equifax, Experian, and TransUnion (NCRAs) — announced plans to change how medical debt will be reported on credit reports. The joint measures will result in the...more

Sheppard Mullin Richter & Hampton LLP

CFPB Report: Major Credit Bureaus Failed to Meet Statutory Obligations in Response to Consumer Complaints

On January 5, the CFPB released its Annual Report of Credit and Consumer Reporting Complaints that analyzes complaint responses by the three major consumer reporting agencies (CRAs). The CFPB’s analysis reveals that recent...more

Clark Hill PLC

Credit Eco to Go Podcast - Credit Reporting: Truth be Told

Clark Hill PLC on

On this episode of Credit Eco to Go, host Joann Needleman speaks with Francis Creighton, President and CEO of the Consumer Data Industry Association (CDIA), about the core fundamentals of the credit reporting system and the...more

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