News & Analysis as of

Credit Repair Services

Cozen O'Connor

FTC Obtains TRO Against Alleged Credit Repair Pyramid Scheme

Cozen O'Connor on

The FTC has obtained a temporary restraining order (TRO) against Financial Education Services, Inc., its owners, and five other affiliated entities (collectively the “Credit Repair Parties” or “CRPs”) for allegedly operating...more

Weiner Brodsky Kider PC

DOJ and FTC Halt Deceptive Credit Repair Operation

The Department of Justice recently obtained an injunction against a Texas-based “credit repair” firm for falsely claiming that the firm would remove negative information from its consumers’ credit reports.  The DOJ, acting...more

Goodwin

Court Enjoins Credit Repair Company From Making Misrepresentations to Consumers

Goodwin on

On March 21, 2022, the Department of Justice (DOJ) announced that it obtained a permanent injunction against a credit repair company and its CEO, barring the company from making representations that it can improve consumers’...more

Troutman Pepper

Court Grants Injunction Against Credit Repair Organization Providing Allegedly Fraudulent Services to Consumers

Troutman Pepper on

On March 18, the District Court for the Southern District of Texas entered an injunction against a credit repair organization, Turbo Solutions, Inc. d/b/a Alex Miller Credit Repair, and its owner Alex Miller for alleged...more

Sheppard Mullin Richter & Hampton LLP

FTC, DOJ Halt Credit Repair Operation Over Deceptive Practices

On March 18, the U.S. District Court for the Southern District of Texas issued an injunction against a Texas-based credit repair company that allegedly made false promises to remove negative information from credit reports...more

Nelson Mullins Riley & Scarborough LLP

Gold Dome Report – Legislative Day 7 2022

It was Mental Health Day under the Gold Dome, headlined by the unveiling of Speaker David Ralston’s (R-Blue Ridge) much discussed, and anticipated, mental health parity bill. House lawmakers, members of the Behavioral Health...more

Hudson Cook, LLP

CFPB Sues Software Company for Providing Substantial Assistance to Unlawful Credit Repair Businesses

Hudson Cook, LLP on

The Consumer Financial Protection Bureau recently filed a lawsuit in federal district court accusing a California-based software company and its founder, owner, and CEO of providing substantial assistance to illegal credit...more

Carlton Fields

Fifth Circuit Holds Prior Waiver of Right to Arbitrate State Law Claims Does Not Waive Right to Compel Arbitration of Newly...

Carlton Fields on

In protracted litigation springing from the sale of “free” credit reports that “were not really free,” the Fifth Circuit Court of Appeals held that a party’s waiver of its right to arbitrate state law claims did not result in...more

Sheppard Mullin Richter & Hampton LLP

CFPB Alleges that Service Provider Helped Credit-Repair Businesses Charge Illegal Fees

On September 20, the CFPB filed a lawsuit in federal district court against a California-based software company and its owner for allegedly violating the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection...more

Goodwin

CFPB Sues Software Company for Allegedly Supporting Illegal Credit-Repair Fees

Goodwin on

On September 20, 2021, the Consumer Financial Protection Bureau (CFPB) announced that it had filed a lawsuit in the U.S. District Court of the Central District of California against a California-based software company and its...more

Weiner Brodsky Kider PC

CPFB Settles with Debt-Relief and Credit-Repair Company for Deceptive Services

The U.S. District Court for the Northern District of Georgia recently entered a stipulated final judgment and order between the CFPB and a debt-relief and credit-repair company and its owners, for soliciting customers with...more

Goodwin

FTC Reaches Settlement with Two Nevada Companies for Alleged Credit Card Scheme

Goodwin on

On January 29, 2021, the FTC announced that it filed a proposed settlement in the District of Nevada with two Nevada-based consulting companies, resolving claims ​that the companies violated the FTC Act, Telemarketing and...more

Ballard Spahr LLP

CFPB And Massachusetts AG File Lawsuit Against Credit Repair Company

Ballard Spahr LLP on

The CFPB and the Massachusetts Attorney General’s Office have filed a lawsuit against a credit repair company and the company’s individual owner in federal district court in Massachusetts....more

Goodwin

CFPB and Massachusetts AG File Lawsuit Against Credit Repair Company

Goodwin on

On May 22, 2020, the Consumer Financial Protection Bureau (CFPB) and Massachusetts Attorney General’s Office (Mass AG) announced that they had filed a complaint against a credit repair company and the owner of the company in...more

Weiner Brodsky Kider PC

FTC Settles with Credit Repair Company for Piggybacking, Upfront Fees

The FTC recently agreed to settle claims against a credit repair company and its owner, filing a Stipulation to enter a permanent injunction and award equitable monetary relief in Colorado federal district court, to resolve...more

Manatt, Phelps & Phillips, LLP

Regulators Crack Down On Credit Repair Companies

Regulators are keeping a close eye on credit repair companies as evidenced by a pair of new lawsuits filed by the Illinois attorney general and a separate action brought by the Federal Trade Commission (FTC)....more

Ballard Spahr LLP

Google updates financial products and services policy to restrict advertising of debt relief services

Ballard Spahr LLP on

Google has updated its financial products and services policy to restrict the advertisement of debt settlement, debt management services, and credit repair services....more

Bradley Arant Boult Cummings LLP

CFPB Settles with Freedom Debt Relief

On July 9, 2019, the United States District Court for the Northern District of California entered a stipulated final judgment and order in case number 17-cv-06484, Consumer Financial Protection Bureau v. Freedom Debt Relief,...more

Womble Bond Dickinson

Ninth Circuit weighs in on FCRA requirement that disputes come ‘directly’ from consumers

Womble Bond Dickinson on

In Trinity Warner v. Experian (link), the Ninth Circuit recently affirmed a district court’s summary judgment in favor of Experian, finding that dispute letters sent to Experian by a “credit repair agency,” Go Clean Credit...more

Ballard Spahr LLP

Credit repair companies file motion to dismiss CFPB lawsuit for alleged deceptive marketing

Ballard Spahr LLP on

A motion to dismiss has been filed by the group of credit repair companies sued by the CFPB in Utah federal district court for alleged violations of the Telemarketing Sales Rule (TSR) and the Consumer Financial Protection Act...more

Ballard Spahr LLP

CFPB settles lawsuit with nation’s largest debt-settlement services provider

Ballard Spahr LLP on

The CFPB announced that it has settled the lawsuit it filed in a California federal district court against Freedom Debt Relief (FDR) and its CEO for alleged violations of the Consumer Financial Protection Act (CFPA) and the...more

Weiner Brodsky Kider PC

CFPB Files Suit Against Credit Repair Companies for Violation of Consumer Financial Protection Act and Telemarketing Sales Rule

The CFPB recently filed suit against a group of credit repair companies for allegedly engaging in unfair and deceptive practices.  According to the CFPB, the defendants relied on marketing affiliates to advertise their...more

Ballard Spahr LLP

CFPB Sues Credit Repair Companies For Alleged Deceptive Marketing

Ballard Spahr LLP on

The CFPB has filed a complaint in Utah federal district court against a related group of companies that provide credit repair services for alleged violations of the Telemarketing Sales Rule (TSR) and the Consumer Financial...more

Ballard Spahr LLP

CFPB sues nation’s largest debt-settlement services provider

Ballard Spahr LLP on

The CFPB has filed a lawsuit in a California federal district court against Freedom Debt Relief (FDR) and its CEO for alleged violations of the Consumer Financial Protection Act (CFPA) and the Telemarketing Sales Rule (TSR). ...more

Morrison & Foerster LLP

Financial Services Report - Fall 2017

EDITOR’S NOTE - Through hurricanes, wild fires, the publication of Hillary Clinton’s book, the birth of Amal and George Clooney’s twins, and the Dodgers’ historic losing streak, Director Richard Cordray and the CFPB’s...more

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Privacy Officer
JD Supra, LLC
150 Harbor Drive, #2760
Sausalito, CA 94965

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Privacy Officer
JD Supra, LLC
150 Harbor Drive, #2760
Sausalito, CA 94965

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