News & Analysis as of

Credit Scores Federal Trade Commission (FTC)

Orrick, Herrington & Sutcliffe LLP

FTC proposes fines, bans based on alleged credit repair scheme

On August 5, the FTC announced proposed court orders that would require a defendant credit repair operation, its owners and associated companies (collectively, defendants) to pay more than $12 million to resolve allegations...more

Ballard Spahr LLP

FTC Shuts Down Credit Repair Company

Ballard Spahr LLP on

The FTC has shut down Michigan-based Financial Education Services, a credit repair company that the agency says actually was a large pyramid scheme...more

Ballard Spahr LLP

Seventh Circuit Holds FTC Act Does not Allow Disgorgement to U.S. Treasury

Ballard Spahr LLP on

In FTC v. Credit Bureau Center, LLC, the Seventh Circuit recently held that Section 19 of the Federal Trade Commission Act does not allow the FTC to deposit excess funds awarded as restitution under Section 19 in the U.S....more

Hinch Newman LLP

FTC Finalizes Credit Karma Order Requiring Hefty Payment and the Cessation of Allegedly Deceptive ‘Pre-Approved’ Claims

Hinch Newman LLP on

In September 2022, the Federal Trade Commission announced that it had taken action against credit services company Credit Karma for allegedly deploying dark patterns to misrepresent that consumers were “pre-approved” for...more

Cozen O'Connor

FTC Settles with Operators of Alleged Credit Repair Scheme

Cozen O'Connor on

The FTC settled a lawsuit with Michael and Valerie Rando and affiliated entities for allegedly violating the FTC Act, the Credit Repair Organizations Act, the FTC’s Telemarketing Sales Rule, the COVID-19 Consumer Protection...more

Venable LLP

FTC to Dun & Bradstreet: Change Credit Reporting Operations to Benefit Business Customers

Venable LLP on

Last week, the Federal Trade Commission (FTC) announced that it agreed to settle claims against Dun & Bradstreet (D&B), a business credit reporting agency engaged in deceptive and unfair practices with small and mid-sized...more

Ballard Spahr LLP

FTC announces settlement with lead generation company

Ballard Spahr LLP on

The FTC announced last week that it has entered into a settlement with ITMedia Solutions LLC, a lead generation company, and a group of affiliated companies (collectively, ITMedia), and several individuals who served as...more

Wiley Rein LLP

Wiley Consumer Protection Download (December 21, 2020)

Wiley Rein LLP on

Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more

Cozen O'Connor

Credit Score Use Without Notice | Financing Bad Landlord Behavior | § 340B Mandated Pharma Discounts

Cozen O'Connor on

COVID-19- Defunct Travel Agency To Refund Travelers Who Paid Twice for Their Lodgings- Massachusetts AG Maura Healey reached a settlement with online travel agency BookIt Operating LLC d/b/a BookIt.com and its CEO...more

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