News & Analysis as of

Digital Wallets

Orrick, Herrington & Sutcliffe LLP

DOJ and Treasury act against Southeast Asian scam networks, seize $15B in bitcoin linked to pig-butchering scheme

On October 14, the DOJ announced the unsealing of an indictment charging a Cambodian national as the leader of a transnational criminal organization (TCO) that allegedly operated “forced-labor scam compounds” in Cambodia....more

BakerHostetler

Weekly Blockchain Blog - October 2025 #2

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U.S. Fintechs, Banks, States Launch Stablecoin and Bitcoin Payment Initiatives - A U.S. fintech company, Brex, recently announced plans to integrate stablecoins into its B2B payments platform. According to a company blog...more

Felicello Law PC

Tracing Crypto Assets

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There is no doubt about it: crypto assets are gaining acceptance in the mainstream in the United States. Congress has passed the GENIUS Act, calling for a comprehensive regulatory framework for stablecoins. And the Securities...more

Lowenstein Sandler LLP

UCC Articles 9 and 12: A Modern Legal Framework for Secured Transactions and Digital Assets

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As the proliferation of digital assets, including cryptocurrencies, stablecoins, and tokenized securities, becomes increasingly mainstream in global finance, the legal frameworks that govern property rights over such digital...more

Thomas Fox - Compliance Evangelist

From the Editor’s Desk - Compliance Week’s Insights and Reflections for September and into October 2025

In this episode of ‘The Editor’s Desk’ podcast, hosts Tom Fox and Aaron Nicodemus delve into key compliance issues featured in Compliance Week. Tom and Aaron discuss top stories from Compliance Week in September, and provide...more

Troutman Pepper Locke

New York Issues Guidance on Blockchain Analytics for Banking Institutions

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On September 17, the New York State Department of Financial Services (DFS) issued new guidance on the use of blockchain analytics tools. This new guidance builds upon the blockchain guidance issued by DFS in 2022, and applies...more

BakerHostetler

Weekly Blockchain Blog – September 2025 #3

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US Digital Asset and Fintech Companies Announce Stablecoin Initiatives - According to recent reports, Tether, the issuer of the USDT stablecoin, has announced plans to launch USAT, a stablecoin that would be regulated in...more

BakerHostetler

Weekly Blockchain Blog - September 2025

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Stablecoin Launches and Integrations, Crypto Acquisitions Announced - A major self-custodial crypto wallet provider, MetaMask, recently announced the launch of its “native stablecoin,” MetaMask USD ($mUSD). According to a...more

K&L Gates LLP

Australia: Crypto in the Courts – ASIC v Finder Update

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The Federal Court of Appeal has dismissed ASIC’s appeal and upheld the primary judge’s decision that Finder Wallet’s (Finder) product “Finder Earn” was not a “debenture” and they did not have to hold an Australian Financial...more

Herbert Smith Freehills Kramer

Decoding Tokenisation: Taking Security in Australia Over Digital Tokens

In the expanding digital economy, tokenisation is set to transform how we interact with assets by creating digital representations of real-world assets on distributed ledgers. This promises to enhance efficiency, transparency...more

Orrick, Herrington & Sutcliffe LLP

Fed governor highlights private sector innovation and regulatory collaboration in evolving payments landscape

On August 19, Fed Governor Christopher Waller delivered remarks at a blockchain symposium, emphasizing the ongoing evolution of payment systems driven by advances in computing, data processing, and distributed networks....more

Guidepost Solutions LLC

High-Risk Enforcement Areas for Financial Services Providers: AI, Lending, and Privacy

Did you know that U.S. federal regulators issued approximately 173 public enforcement actions against financial services providers in 2024? Over 35% of those enforcement actions resulted in some form of monetary penalty,...more

Sheppard Mullin Richter & Hampton LLP

Connecticut Updates Money Transmission Law to Cover Digital Wallets and Virtual Currency

On June 30, 2025, Connecticut Governor Ned Lamont signed Public Act No. 25-66, enacting broad revisions to Connecticut’s money transmission statutes. The new law, effective October 1, 2025, updates definitions, expands...more

Orrick, Herrington & Sutcliffe LLP

Connecticut amends its money transmission licensing laws

On June 30, the governor of Connecticut signed into law HB 7042 to amend various provisions to its money transmission statutes, state payments and investments in virtual currency, and minors’ money sharing application...more

Shipkevich PLLC

Digital Assets Now Subject to Forfeiture Under New Connecticut Law

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On June 4, 2024, Connecticut Governor Ned Lamont signed Senate Bill 6990 into law, making significant changes to the state’s asset seizure and forfeiture statutes by expressly including virtual currency and digital wallets as...more

Holland & Knight LLP

Another Surprise in the One Big Beautiful Bill: Excise Tax on Remittances

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As Republicans in the U.S. Senate now consider the reconciliation bill, they will need to consider what tax provisions contained in the One Big Beautiful Bill (OBBB), passed by the U.S. House of Representatives on May 22,...more

Ballard Spahr LLP

Trump signs resolution voiding CFPB large nonbank supervision rule

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President Trump has signed a resolution nullifying the rule implementing the CFPB’s power to supervise large nonbank financial services providers of general-use digital consumer payment applications....more

BakerHostetler

Weekly Blockchain Blog - May 2025 #3

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Fintech Companies Announce Crypto-Focused Acquisitions and Partnerships - A U.S.-based crypto infrastructure solutions provider announced in a recent press release that it has signed a definitive agreement to acquire a...more

Holland & Knight LLP

Sophisticated Crypto Theft Targeting High-Net-Worth Individuals

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A recent court case has unveiled a new level of sophistication in attacks targeting high-net-worth cryptocurrency holders. In a meticulously orchestrated scheme, hackers managed to steal more than $40 million in bitcoin from...more

Fox Rothschild LLP

No Check, Please! Trump Orders US Treasury Department to Go Digital-Only

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The federal government is putting paper checks on notice. In an Executive Order (EO) signed on March 25, President Trump directed the Department of the Treasury to stop issuing — and accepting — paper checks for nearly all...more

Holland & Knight LLP

CFPB's Overdraft Rule and Big Tech Payment Apps Rule Set for Repeal After Congressional Votes

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Among other significant rulemakings that the Consumer Financial Protection Bureau (CFPB) finalized in the waning days of the Biden Administration were 1) an overdraft fees final rule that applies to banks and credit unions...more

Barnea Jaffa Lande & Co.

The Bank of Israel released a preliminary Digital Shekel design for public comment – a real opportunity for competition and...

Last week, the Bank of Israel published a preliminary design of the central bank’s Digital Shekel system. In a detailed document, holding more than 100 pages, the Bank of Israel presents guiding principles and a work plan for...more

Hogan Lovells

Payments and the UK government’s pro-growth agenda: FCA seeks feedback on potential changes to contactless limits

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Following the FCA’s January 2025 response to the government’s request for ideas to support its growth mission for the UK economy, the FCA has now published an engagement paper seeking feedback on the different ways that it...more

Hogan Lovells

Big Tech and digital wallets: Regulatory perimeter under review following feedback to UK FCA and PSR call for information

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Potential issues identified from stakeholder feedback to the FCA and PSR call for information include insufficient competition between digital wallets and between payment systems within digital wallets. The majority of...more

A&O Shearman

UK regulators publish feedback statement on big tech and digital wallets

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The UK Financial Conduct Authority (FCA) and the UK Payment Systems Regulator (PSR) have issued a joint feedback statement on the usage and impact of big tech and digital wallets (FS25/1). The feedback statement was...more

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