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Discriminatory Effects Rule Consumer Financial Protection Bureau (CFPB) Equal Credit Opportunity Act

Ballard Spahr LLP

CFPB’s ECOA disparate impact test finds support in HUD’s FHA “Discriminatory Effects” final rule

Ballard Spahr LLP on

In April 2102, the CFPB issued a bulletin to confirm that it plans to apply a disparate impact test in exercising its supervisory and enforcement authority under the Equal Credit Opportunity Act (ECOA) and Regulation B. The...more

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