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Equal Credit Opportunity Act Special Purpose Credit Programs Regulation B

Alston & Bird

DEI in Lending: Are Special Purpose Credit Programs About to DIE?

Alston & Bird on

For the last several years, federal agencies, including the Consumer Financial Protection Bureau (“CFPB”), have been strongly encouraging financial institutions to implement and offer targeted credit assistance to...more

Miller Nash LLP

Federal Regulators Continue to Encourage Special Purpose Credit Programs

Miller Nash LLP on

In a recent interagency statement, the federal banking regulators highlighted the availability of Special Purpose Credit Programs (SPCPs) as a tool for financial institutions to expand access to credit for underserved...more

Ballard Spahr LLP

CFPB, federal banking agencies, and other federal agencies issue Interagency Statement on Special Purpose Credit Programs Under...

Ballard Spahr LLP on

Yesterday, eight federal agencies joined together to issue an “Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B” (Interagency Statement). The agencies consist...more

Ballard Spahr LLP

CFPB Issues Advisory Opinion Addressing Regulatory Uncertainty Regarding Special Purpose Credit Programs

Ballard Spahr LLP on

On December 21, 2020, the CFPB issued an advisory opinion that addresses regulatory uncertainty related to certain aspects of special purpose credit programs (“SPCPs”) designed and implemented by for-profit organizations. The...more

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