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Mortgages › Housing Finance Reform

The term "mortgage" typically refers to a mortgage loan.  A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +
The term "mortgage" typically refers to a mortgage loan.  A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and uses that property as collateral for the loan. less -
Brownstein Hyatt Farber Schreck

FHFA Continues Its Comprehensive Review of the FHLBank System

Brownstein Hyatt Farber Schreck on

This summer, Sandra Thompson, the director of the Federal Housing Finance Agency (“FHFA”), announced, as part of her testimony to the House Financial Services Committee, that the FHFA would be undergoing a comprehensive...more

Ballard Spahr LLP

Inside the Beltway – Ringing in the Near Year With an Impeachment Trial

Ballard Spahr LLP on

What legislative activity can we expect in 2020 in the area of housing finance reform? With the Senate kicking off the New Year with an impeachment trial, it is highly unlikely Congress will make much headway on housing...more

Hinshaw & Culbertson LLP

HECMs in the Regulatory and Congressional Spotlight

Hinshaw & Culbertson LLP on

Home Equity Conversion Mortgage (HECM) loans have attracted significant scrutiny from federal agencies and Congress in recent weeks. The Department of Treasury (the "Treasury") and Department of Housing and Urban Development...more

Ballard Spahr LLP

Inside the Beltway – Will Impeachment Trump Housing Finance Reform?

Ballard Spahr LLP on

We continue to gauge the potential for Congress to act on the administration’s housing finance plan and/or pass their own before adjourning for the year. When Congress returned from August recess, members faced an ambitious...more

Ballard Spahr LLP

Inside the Beltway – Housing Finance Reform Update

Ballard Spahr LLP on

The U.S. Department of the Treasury and the Department of Housing released the much-anticipated housing finance reform plan to reduce the government’s role in housing and end government control of both Fannie Mae and Freddie...more

Bradley Arant Boult Cummings LLP

CFPB Issues Proposed Amendments to TRID Rule

Bradley Arant Boult Cummings LLP on

Last week, the Consumer Financial Protection Bureau (CFPB) released its proposed amendments to the “Know Before You Owe” mortgage disclosure rule, commonly known as the Truth in Lending Act-Real Estate Settlement Procedures...more

Ballard Spahr LLP

Are we seeing the return of Single-Family Tax-Exempt Bond Financing?

Ballard Spahr LLP on

Prior to 2009, housing finance agencies (HFAs) financed nearly all of their single-family mortgage loans with tax-exempt bond financings. Over the past five years as rates on conventional mortgage loans fell and remained at...more

Morrison & Foerster LLP

Housing Finance Reform

Morrison & Foerster LLP on

Efforts to address housing finance reform are starting to heat up, although the finish line is still probably a long way off. Fannie Mae and Freddie Mac remain in conservatorship, even though they are making money, and the...more

Bilzin Sumberg

Recently Unveiled “HOME Forward” Housing Act May Signal the End of Fannie and Freddie

Bilzin Sumberg on

Momentum in housing-finance reformation picked up speed last month as the House Financial Services Committee unveiled the proposed Housing Opportunities Move the Economy (HOME) Forward Act of 2014. The proposed HOME Forward...more

Goodwin

Legislative Proposals to Reform the GSEs

Goodwin on

Two bills have emerged as dueling proposals to reform the GSEs: the Housing Finance Reform and Taxpayer Reform Act (the “Corker-Warner Bill”) in the Senate, and the Protecting American Taxpayers and Homeowners Act of 2013...more

Mintz - Public Finance Viewpoints

Financial Services Legislative and Regulatory Update -- November 11, 2013

Mintz - Public Finance Viewpoints on

In This Issue: Leading the Past Week; Legislative Branch; Executive Branch; and Upcoming Hearings. Excerpt from Leading the Past Week - Last week ended with a stronger than expected jobs report at plus...more

K&L Gates LLP

Housing Finance Reform Efforts Heat Up in Summer Session

K&L Gates LLP on

This summer has brought a wave of housing finance reform efforts in both chambers of Congress. Legislators are finally proposing ways to downsize and eliminate two housing finance giants – Fannie Mae and Freddie Mac (the...more

Bilzin Sumberg

Proposed Legislation Would Replace Fannie Mae, Freddie Mac

Bilzin Sumberg on

The Future of Housing Reform - A bipartisan group of U.S. Senators recently proposed a bill that would replace Fannie Mae and Freddie Mac over the next 5 years....more

Dechert LLP

Dechert OnPoint: Residential Mortgage Securitization Update: GSE Reform Bill

Dechert LLP on

A bill was recently introduced in the Senate that could result in the wind-down of Fannie Mae and Freddie Mac. Under the bi-partisan “Housing Finance Reform and Taxpayer Protection Act of 2013”, recently introduced by...more

Dechert LLP

Residential Mortgage Securitization Update: GSE Reform Bill

Dechert LLP on

Senators Bob Corker (R-TN) and Mark Warner (D-VA) have introduced a bi-partisan bill to reform the U.S. housing finance market. Entitled the “Housing Finance Reform and Taxpayer Protection Act of 2013” (the “Reform Bill” or...more

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