News & Analysis as of

Rural Development Consumer Financial Protection Bureau (CFPB)

Ballard Spahr LLP

CFPB Publishes 2019 Final Lists of 'Rural' and 'Rural or Underserved' Counties

Ballard Spahr LLP on

The CFPB has published its 2019 final lists of "rural" and "rural or underserved" counties on its website. The CFPB has previously posted lists of such counties for calendar years 2011-2018....more

Ballard Spahr LLP

CFPB issues second rule to implement the HELP Act, expanding Qualified Mortgage coverage for lenders lending in rural and...

Ballard Spahr LLP on

As we have addressed, Congress passed the Helping Expand Lending Practices in Rural Communities Act of 2015 (HELP Act) on December 4, 2015, in efforts to expand the designation of additional areas as being “rural” under...more

Ballard Spahr LLP

CFPB invites comments on “Application Process for Designation of Rural Area under Federal Consumer Financial Law”

Ballard Spahr LLP on

As we previously addressed, the CFPB issued a final rule to expand the definition of “rural areas” under Regulation Z with regard to the authority of small creditors to make certain qualified mortgage loans under the ability...more

Locke Lord LLP

Update to the CFPB Final Rule: Amendments Relating to Small Creditors and Rural or Underserved Areas Under the Truth in Lending...

Locke Lord LLP on

The CFPB has launched its new online tool created to assist creditors in determining whether a property is located within a rural or underserved area as defined by the CFPB....more

Burr & Forman

Dodd-Frank News: November 2015: Dodd-Frank Wall Street Reform and Consumer Protection Act Update

Burr & Forman on

The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted as a measure to promote financial stability and protection for consumers through increased regulation of nearly every aspect of the consumer finance...more

BakerHostetler

CFPB Publishes List of Rural Counties and Underserved Areas

BakerHostetler on

We have an update to our September 23 post regarding the CFPB’s expanded definition of “small creditors” and “rural areas” for purposes of meeting the requirements of qualified mortgages. As first reported by Housing Wire,...more

Ballard Spahr LLP

House passes regulatory reform bills

Ballard Spahr LLP on

Earlier this week, the House of Representatives, in bi-partisan votes, passed the following regulatory reform bills: The “Eliminate Privacy Notice Confusion Act, H.R. 601, would create an exemption from the Gramm-Leach-Bliley...more

Ballard Spahr LLP

CFPB posts 2015 final lists of rural and rural or underserved counties

Ballard Spahr LLP on

The CFPB has posted its 2015 final lists of Rural and Rural or Underserved Counties on its website. The CFPB has previously posted lists of such counties for calendar years 2011-2014....more

Ballard Spahr LLP

CFPB adds list of rural and underserved counties for 2011

Ballard Spahr LLP on

The CFPB has posted on its website a list of rural and underserved counties for calendar year 2011. The CFPB had already posted lists of such counties for calendar years 2012 and 2013....more

Ballard Spahr LLP

CFPB finalizes mortgage escrow rule amendments and list of “rural” or “underserved counties” and issues videos on mortgage rules

Ballard Spahr LLP on

The CFPB has issued final “clarifying and technical” amendments to its final mortgage escrow account rule dealing with the establishment of mandatory escrow accounts on higher-priced mortgage loans (HPML)....more

10 Results
 / 
View per page
Page: of 1

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:
*By using the service, you signify your acceptance of JD Supra's Privacy Policy.
- hide
- hide