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Unsecured Debt Consumer Financial Protection Bureau (CFPB)

BCLP

Changing “Buy Now Pay Later” Regulations & Considerations for Retailers

BCLP on

On 2 February 2021, the FCA published its Review of the Unsecured Credit Market in the UK. The full title of the review is “The Woolard Review - A review of change and innovation in the unsecured credit market” (“the...more

Ballard Spahr LLP

CFPB to hold March 10 event on consumer debt relief

Ballard Spahr LLP on

On March 10, 2020, the CFPB will host a day-long event entitled, “Evolutions in Consumer Debt Relief.”  The event will explore options for consumers facing unmanageable unsecured debt and limited credit options....more

Orrick, Herrington & Sutcliffe LLP

Orrick's Financial Industry Week in Review

Senators Introduce SAFE Lending Act - On April 7, 2016, several Democratic Senators introduced the Stopping Abuse and Fraud in Electronic (SAFE) Lending Act, SAFE 2016, which is designed to change the manner in which...more

Ballard Spahr LLP

CFPB issues Snapshot of older consumers and mortgage debt

Ballard Spahr LLP on

The CFPB’s Office for Older Americans released a report this month reviewing mortgage debt held by older consumers—individuals age 65 and older. The report found that older consumers are carrying more mortgage debt into...more

Goodwin

CFPB Releases Fair Lending Report

Goodwin on

The CFPB released its Fair Lending Report to Congress, which provides an update on the CFPB’s efforts with respect to its fair lending mandate. Section 1013 of the Dodd-Frank Act requires the CFPB’s Office of Fair Lending and...more

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