On March 14, 2024, the Massachusetts House of Representatives passed legislation that would add a new provision to the Massachusetts Consumer Protection law and would bar the use of true credit reports for employment...more
3/25/2024
/ Anti-Retaliation Provisions ,
Background Checks ,
Corporate Counsel ,
Credit Reports ,
Employee Credit Checks ,
Employer Liability Issues ,
Employment Discrimination ,
Hiring & Firing ,
Job Applicants ,
Non-Discrimination Rules ,
Screening Procedures ,
Unfair Labor Practices
On March 17, 2023, the Consumer Financial Protection Bureau (CFPB) published an updated version of the publication entitled, “A Summary of Your Rights Under the Fair Credit Reporting Act,” which is also called the “Summary of...more
On June 25, 2021, the U.S. Supreme Court issued its opinion in Ramirez v. Trans Union, holding that the 8,185 class members had Art. III standing for some but not all of their claims under the Fair Credit Reporting Act...more
6/28/2021
/ Article III ,
Class Action ,
Class Members ,
Credit Reporting Agencies ,
Credit Reports ,
Fair Credit Reporting Act (FCRA) ,
Injury-in-Fact ,
SCOTUS ,
Standing ,
TransUnion ,
TransUnion LLC v Ramirez
In Ramirez v. Trans Union, the Ninth Circuit addressed whether, at the class certification stage of a putative class case, only the named plaintiff or all class members must have Article III standing (i.e., a concrete injury...more
3/2/2020
/ Adverse Employment Action ,
Article III ,
Class Certification ,
Corporate Counsel ,
Credit Reporting Agencies ,
Credit Reports ,
Disclosure Requirements ,
Employer Liability Issues ,
Fair Credit Reporting Act (FCRA) ,
Injury-in-Fact ,
Office of Foreign Assets Control (OFAC) ,
Putative Class Actions ,
Standing ,
Statutory Violations
On September 6, 2018, in Auer v. Trans Union, LLC, the U.S. Court of Appeals for the Eighth Circuit joined the Seventh Circuit in holding that an individual plaintiff did not have constitutional standing to sue in federal...more
9/10/2018
/ Appeals ,
Article III ,
Background Checks ,
Credit Reports ,
Dismissals ,
Employer Liability Issues ,
Employment Litigation ,
Fair Credit Reporting Act (FCRA) ,
Hiring & Firing ,
Injury-in-Fact ,
Standing ,
Statutory Violations ,
Wrongful Termination
The flurry of Fair Credit Reporting Act (“FCRA”) class actions against employers started in or about 2012 and was not limited to California. Many of those lawsuits resulted in significant payouts for violations of one or more...more
10/20/2017
/ Article III ,
Background Checks ,
Class Action ,
Credit Reporting Agencies ,
Credit Reports ,
Employer Liability Issues ,
Fair Credit Reporting Act (FCRA) ,
Hiring & Firing ,
Injury-in-Fact ,
Screening Procedures ,
Spokeo v Robins ,
Standing
On May 10, 2016, the Federal Trade Commission (FTC) released a new publication related to background checks and the Fair Credit Reporting Act (FCRA) titled What Employment Background Screening Companies Need to Know About the...more
Under the federal Fair Credit Reporting Act (FCRA), background screening companies (or consumer reporting agencies) are generally prohibited from reporting certain types of derogatory information that the FCRA considers to be...more
On April 16, 2015, the New York City Council overwhelmingly passed a bill to make it unlawful for most employers to use an applicant's or employee's credit history for employment purposes, except in certain, specified...more
In This Issue:
- Summary Of FCRA Obligations On Employers That Use Consumer Reports
- Potential Liability For FCRA Non-Compliance
- The Swelling Tide Of Class Action Filings
- Mitigating Measures
-...more
8/4/2014
/ Background Checks ,
Best Management Practices ,
Class Action ,
Consumer Reports ,
Credit Reports ,
Employer Liability Issues ,
Fair Credit Reporting Act (FCRA) ,
Hiring & Firing ,
Risk Assessment ,
Risk Mitigation ,
Screening Procedures
In 2013, the ballooning number of employment class actions illuminated the sea change in Fair Credit Reporting Act (FCRA) litigation. The FCRA was enacted in 1970 during President Nixon's administration, and is hardly in its...more
1/6/2014
/ Background Checks ,
Ban the Box ,
Consent ,
Contract Drafting ,
Credit Reporting Agencies ,
Credit Reports ,
Employee Rights ,
Employment Policies ,
Fair Credit Reporting Act (FCRA) ,
Hiring & Firing ,
Job Offers ,
Personnel Records
On May 25, 2013, Nevada Governor Brian Sandoval signed a new law making Nevada the third state in the last 12 months to enact legislation restricting use by employers of credit reports and other credit history information for...more
On April 19, 2013, Colorado Governor John W. Hickenlooper signed into law Senate Bill 13-018 (the "Employment Opportunity Act"), which will significantly restrict the ability of Colorado employers to use “consumer credit...more