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Appraisal Higher-Priced Mortgage Loans Mortgages

Ballard Spahr LLP

CFPB Proposes Changes to Higher-Priced Mortgage Loans Exemption Threshold

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On August 4, 2016 the CFPB published for comment proposed substantive and organizational changes to the Regulation Z Commentary regarding the calculation of the annual exemption threshold  amount for the special appraisal...more

Adams and Reese LLP

Banking Bulletin: New Year Brings New Mortgage Regulations

Adams and Reese LLP on

The Higher-Priced Mortgage Loans (HPML) Appraisal Rule, part of Regulation Z, goes into effect on January 18th of this year. At that time, many lenders will begin using the exemption relating to “certain streamlined...more

Ballard Spahr LLP

Federal financial regulatory agencies finalize appraisal requirement exemptions

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The CFPB, Fed, FDIC, FHFA, NCUA, and OCC have finalized a supplemental rule creating several exemptions to the appraisal requirements for higher-priced mortgage loans (HPML). Those requirements are contained in the final rule...more

Orrick - Finance 20/20

Final Rules on Appraisal Exemptions for Higher-Priced Mortgages

Orrick - Finance 20/20 on

On December 12, the Fed, FDIC, CFPB, FHFA, NCUA and OCC issued a final rule that creates exemptions from certain appraisal requirements for certain higher-priced mortgage loans....more

Ballard Spahr LLP

Federal financial regulatory agencies propose appraisal requirement exemptions for certain higher-priced mortgage loans

Ballard Spahr LLP on

The CFPB, Federal Reserve Board, FDIC, FHFA, NCUA, and OCC published in the Federal Register on August 8, 2013 proposed rules creating several exemptions to the appraisal requirements for higher-priced mortgage loans....more

Troutman Pepper

The Impact Of The CFPB’s Appraisal Rule

Troutman Pepper on

On January 18, 2013, the Consumer Financial Protection Bureau (CFPB) issued a final rule (the Appraisal Rule) implementing an amendment to the Equal Credit Opportunity Act (ECOA) that revises Regulation B’s provisions...more

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