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Credit Reports Fair Credit Reporting Act (FCRA) Proposed Legislation

Ballard Spahr LLP

Revised Trigger Leads Bill Introduced in U.S. House of Representatives

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As previously reported, in 2023 bills were introduced in the U.S. House of Representatives (H.R. 4198) and the U.S. Senate (S. 3502) to amend the Fair Credit Reporting Act (FCRA) to curtail the practice of trigger leads with...more

Ballard Spahr LLP

Bills To Curtail Trigger Leads Introduced in Congress

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Bills have been introduced in the U.S. House of Representatives (H.R. 4198) and the U.S. Senate (S. 3502) to amend the Fair Credit Reporting Act (FCRA) to curtail the practice of trigger leads with mortgage loans....more

Troutman Pepper

Proposed Legislation Would Allow Furnishing Utility and Phone Bills to Credit Reporting Agencies

Troutman Pepper on

On September 26, Representative French Hill (R-AR) introduced new legislation, H.R. 8985, also known as the Credit Access and Inclusion Act of 2022, to amend the Fair Credit Reporting Act and allow payment information for...more

Epstein Becker & Green

House Passes Bill Restricting Employer Credit Checks

Epstein Becker & Green on

On January 29, 2020, the House of Representatives passed the Comprehensive CREDIT Act of 2020 (the “Act”), which would change federal laws pertaining to consumer reporting agencies and credit checks in a number of ways....more

Womble Bond Dickinson

Senators Rubio and Kennedy Introduce the Small Business Credit Protection Act

Womble Bond Dickinson on

This week, Senators John Kennedy of Louisiana and Marco Rubio of Florida unveiled the Small Business Credit Protection Act. If passed, the legislation would require credit bureaus to notify small businesses of nonpublic...more

Ballard Spahr LLP

Proposed Credit Reporting Changes Pass House With Mixed Reviews

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Consumer advocacy groups are questioning the purported benefits of H.R. 435 the “Credit Access and Inclusion Act of 2017,” a bill that passed with bipartisan support in the House of Representatives in June, and is currently...more

McGuireWoods LLP

Proposed Amendments to Fair Credit Reporting Act

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Two new bills affecting credit reporting and the use of credit reports for employment purposes are working their way through Congress. If passed, the bills would amend the Fair Credit Reporting Act (FCRA). The first, The...more

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