Consumer Finance Monitor Podcast Episode: Did the Supreme Court Hand the CFPB a Pyrrhic Victory?
Consumer Finance Monitor Podcast Episode: Understanding the Federal Reserve Board Proposal to Lower Interchange Fee Cap for Debit Card Transactions
Consumer Finance Monitor Podcast Episode: Community Reinvestment Act Reform: A Close Look at the Final Rule
The Future of Payments: Exploring FedNow With the Payments Professor — Payments Pros – The Payments Law Podcast
Federal Banking Interagency Final Guidance on Third-Party Relationships - The Consumer Finance Podcast
Consumer Finance Monitor Podcast Episode: What is FedNow and its Role in the U.S. Payments System?
Breaking (Down) the Debt Ceiling
Podcast: 2023 Deal Cycle - Considerations for Transactions in Uncertain Economic Times - Diagnosing Health Care
Crypto Year in Review 2022: Federal Reserve and Central Bank Digital Currencies and FDIC/OCC Regulatory Developments - The Crypto Exchange Podcast
Is the U.S. Payments System Failing Business and Consumers? A Discussion with Special Guest Dan Awrey, Professor of Law, Cornell Law School
DE Under 3: Latest Monthly Jobs Report, Unemployment & the US BLS JOLTS Report
Stablecoin Regulation in an Unstable Time: The Fed and Treasury Address a Stablecoin Regulatory Framework
Congressional and Federal Agency Action Following Executive Order on Digital Assets Policy
The Return of TALF Fund Opportunities Via COVID-19 Relief
Regulators Tackle Board Effectiveness and Overdrafts
The Community Reinvestment Act (CRA): Recap and What to Expect in 2014
December 7, 2023- U.S. Senate Committee on Banking, Housing, and Urban Affairs Ranking Member Tim Scott (R-S.C.) and Banking Committee Republicans are calling on Federal Deposit Insurance Corporation Chairman Martin...more
December 5, 2023- The U.S. House Committee on Financial Services Subcommittee on Digital Assets, Financial Technology and Inclusion held a hearing entitled, "Fostering Financial Innovation: How Agencies Can Leverage...more
November 9, 2023- The Federal Reserve Board published the Supervision and Regulation Report for November 2023. November 9, 2023- The Federal Reserve Board published a working paper entitled "LCR Premium in the Federal...more
To keep you informed of recent activities, below are several of the most significant federal and state events that have influenced the Consumer Financial Services industry over the past week...more
September 29, 2023- The U.S Department of the Treasury released a report prepared in consultation with members of the Financial Literacy and Education Commission, entitled The Impact of Climate Change on American Household...more
September 28, 2023- The U.S. House Committee on Small Business Subcommittee on Rural Development, Energy, and Supply Chains held a hearing titled "Energy Independence: How Burdensome Energy Regulations are Crushing Small...more
June 30, 2023- President Joe Biden announced new actions aimed at providing debt and supporting student loan borrowers: i) The Secretary of Education initiated a rulemaking process aimed at opening an alternative path...more
January 17, 2023- Acting Comptroller of the Currency Michael J. Hsu discussed large bank manageability in remarks at Brookings. January 17, 2023- The Federal Reserve Board provided additional details on how its pilot...more
January 11, 2023- The Consumer Financial Protection Bureau proposed a rule to establish a public registry of supervised nonbanks' terms and conditions in what the Bureau describes as "take it or leave it" form contracts,...more
November 23, 2022- The Federal Reserve Board and the Federal Deposit Insurance Corporation announced the results of their joint review of the resolution plans—also known as living wills—that the eight largest and most...more
Blog: How Much Did Supply Constraints Boost U.S. Inflation? August 24, 2022- The Federal Reserve Bank of New York published a Liberty Street Economics blog post entitled, "How Much Did Supply Constraints Boost U.S....more
July 13, 2022- Michael Barr, President Biden's nominee for Governor and Vice Chair for Supervision at the Board of Governors of the Federal Reserve System, was confirmed by the U.S. Senate....more
Federal Agencies- Securities and Exchange Commission- SEC Investor Advisory Committee to Discuss Non-Traditional Accounting and Climate Disclosure on June 9-...more
Congress- U.S. House of Representatives- Committee on Small Business- Committee Announces June Hearings- May 27, 2022- The House Small Business Committee announced several committee hearings throughout June:...more
Why the Overturned Eviction Moratorium May be Too Little, Too Late for Both Renters, Landlords - "However, the ruling doesn’t mean renters in states without protections will be immediately removed from their homes — an...more
As spring turns to summer, climate change is on our minds. A new day, a new story about how financial institutions are addressing climate-related risks. In the past few months, six major banks—Bank of America, JPMorgan...more
The Biden transition has announced the members of its agency review teams....more
Congress - Congressional leaders from both parties and administration officials have acknowledged that the two sides remain far apart as negotiations on the next COVID relief package continue....more
Regulatory Developments - SEC to Vote on Final Title III Crowdfunding Rules Oct. 30: The SEC has announced that it will vote on whether to adopt rules and forms related to the offer and sale of securities through...more