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Subcontractors › Additional Insured Endorsements

Neal, Gerber & Eisenberg LLP

Beware of Blanket Additional Insured Endorsements That Require Contractual Privity

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New York High Court Finds No Additional Insured Coverage In Absence of Contractual Privity With Named Insured - It is a common practice in the insurance industry for a project owner to require the general contractor to...more

Burr & Forman

Additional Insured Status: Playing The Speak-Out Game On A Construction Project

Burr & Forman on

Last weekend we played Speak-Out: Kids versus Parents, a game where you use a plastic thingy to obstruct your speech capabilities.  The winning team is the one that guesses the most phrases.  Reading and understanding an...more

Ogletree, Deakins, Nash, Smoak & Stewart,...

Construction One-Minute Read: The Unbearable Lightness of Being an Additional Insured

Ogletree, Deakins, Nash, Smoak & Stewart,... on

The “additional insured” provision is one of the most critical provisions in a contract, yet is usually an afterthought. Contract negotiations over scope, schedule, and budget can and should demand your full attention, but...more

Seyfarth Shaw LLP

Are You Really An Additional Insured?

Seyfarth Shaw LLP on

Parties structuring transactions or business relationships often attempt to shift risk to their counter-party by having such party included as an additional insured on the counter-party’s insurance policies. In the real...more

Carlton Fields

“Contractor?” I Do Not Think That Employers’ Liability Exclusion Means What You Think It Means

Carlton Fields on

Over the summer, this blog reported on how the Supreme Court of Pennsylvania managed to parse an employer’s liability exclusion to find that it did not exclude claims by employees of additional insureds. As the leaves started...more

Carlton Fields

Fourth Circuit: If You Want to Limit Additional Insured Coverage to Vicarious Liability, You Should Say So

Carlton Fields on

In Capital City Real Estate, LLC v. Certain Underwriters at Lloyd’s, London, No. 14-1239 (4th Cir. June 10, 2015), the Fourth Circuit Court ruled that a Maryland federal court erred in granting summary judgment to Certain...more

Robinson+Cole Construction Law Zone

Additional Insureds Beware: A Certificate of Insurance Does Not Guaranty Coverage

Robinson+Cole Construction Law Zone on

This is the first in a 2-part series on the use of certificates of insurance as evidence of liability coverage for contractors on construction projects. The second part of the series will discuss the potential impact of...more

Stinson LLP

Construction Alert: Don't Overlook the Importance of Additional Insured Endorsements

Stinson LLP on

Whether you are giving one to someone else or asking for one, you need to use additional insured endorsements (AIE) that give you as much protection as possible and that meet the promises you have made in your contracts. A...more

Baker Donelson

Think You Are Covered By An Additional Insured Endorsement? Recent Opinion Serves as a Reminder to Read the Coverage Language

Baker Donelson on

The United States Court of Appeals for the Fifth Circuit issued an opinion this month that should serve as a reminder to prime contractors to review the coverage granted to them as additional insureds on their subcontractors’...more

Bradley Arant Boult Cummings LLP

General Contractors Beware: Coverage Under Additional-Insured Endorsement to Subcontractor’s CGL Policy May End When...

Bradley Arant Boult Cummings LLP on

Within the past four months, two courts interpreting Mississippi law have held that an additional-insured endorsement to a subcontractor’s commercial general liability (CGL) insurance policy did not obligate the insurer to...more

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