Elyse Moyer

Cooley LLP

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Latest Posts › Regulatory Reform

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CFPB Withdraws Guidance Documents in Shift from Nonbinding Policymaking

After ordering the review of all existing guidance put forth by the Consumer Financial Protection Bureau (CFPB), acting CFPB Director Russell Vought announced the withdrawal of almost 70 guidance documents dating back to the...more

5/16/2025 / Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Consumer Protection Laws , Enforcement Priorities , Financial Institutions , FinTech , Guidance Documents , Regulatory Reform , Regulatory Requirements , Rulemaking Process

Executive Order Seeks to Eliminate Federal Deployment of Disparate Impact Theory of Discrimination

In an April 23 executive order titled, “Restoring Equality of Opportunity and Meritocracy,” the Trump administration declared it federal policy to eliminate the use of disparate impact liability “in all contexts to the...more

4/30/2025 / Civil Rights Act , Consumer Financial Protection Bureau (CFPB) , Department of Justice (DOJ) , Disparate Impact , Employment Discrimination , Equal Employment Opportunity Commission (EEOC) , Executive Orders , Regulatory Reform , Trump Administration

FDIC: Banks Can Engage in Crypto-Related Activities Without Prior Notice

On March 28, 2025, the Federal Deposit Insurance Corporation (FDIC) clarified that FDIC-supervised institutions do not need to provide notice or obtain approval from the FDIC prior to engaging in crypto-related activities....more

4/3/2025 / Banking Sector , Banks , Cryptocurrency , Digital Assets , Executive Orders , FDIC , Financial Regulatory Reform , OCC , Regulatory Reform , Trump Administration

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