Sarah Pruett

Ballard Spahr LLP

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Afterpay faces putative class action alleging it failed to warn consumers of possible overdraft fees

Afterpay, a buy-now, pay-later company, is facing a putative class action lawsuit in a California federal district court. The complaint alleges that Afterpay misled customers in representing that its services allowed...more

6/15/2021 / Banking Sector , Overdraft Fees , Putative Class Actions

Colorado Attorney General Bans Financial Services Companies from State for Alleged Conflict of Interest

The Colorado Attorney General reached a $175,263 settlement with a lender and a debt management company that are owned and operated by the same individuals. The Colorado Attorney General alleged the companies violated...more

9/16/2019 / Conflicts of Interest , Consumer Financial Products , Consumer Lenders , Debt Management Companies , Financial Services Industry , Settlement Agreements , State Attorneys General

New York passes sweeping legislation impacting student loan servicers

On April 1, 2019, New York enacted Article 14-A, governing servicers of student loans owed by New York residents, in connection with New York’s fiscal year 2020 budget....more

4/8/2019 / Consumer Financial Products , Federal Student Loans , Financial Services Industry , Licensing Rules , New Legislation , NYDFS , Regulatory Requirements , Reporting Requirements , State and Local Government , Student Loans

PA DOL Proposes Significant Changes to Overtime Exemptions

Pennsylvania's Department of Labor and Industry (PA DOL) released proposed regulations that would alter when an employee can be classified as exempt from overtime wages under Pennsylvania law in two important ways...more

6/29/2018 / Department of Labor (DOL) , Exempt-Employees , Fair Labor Standards Act (FLSA) , Minimum Salary , Over-Time , Proposed Regulation , State and Local Government , State Labor Laws , Wage and Hour , White-Collar Exemptions

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