On Demand Insurance is Here But Will it Stay?
Understanding Supplemental Spousal Liability Insurance in NY
If you’ve been injured in a car accident you didn’t cause, you’re probably eager to file an insurance claim against the other driver. But as you likely know, an insurance company isn’t just going to take your word for it —...more
Car insurance plays a crucial role in protecting drivers and their finances after an accident. It provides financial support for medical bills, lost wages, and car repairs. However, a recent Michigan Supreme Court decision in...more
Car accidents are stressful, but being involved in one while you are out of town adds an extra layer of complexity and anxiety. On top of that, more accidents typically happen on Delaware roads during the Memorial Day and...more
Navigating insurance matters can feel like a hassle, and it's a part of life that most of us will encounter sooner or later. Picture this: you've been in a fender bender, and your first thought is, "Who do I tell? What should...more
Each state has its own specific set of car insurance laws laying out certain requirements for its residents. In 2023, North Carolina passed notable legislative changes to the State’s car insurance laws, increasing the minimum...more
Last year, we documented the steady trend of increasing catastrophic auto liability claims since 2012 and explained some of the legal and social factors driving up the cost of these claims. In this article, we present updated...more
Several years ago, I published a blog regarding the number of occurrences triggered under a liability policy for a motor vehicle accident in Florida. Other states also addressed this issue. Recently, the Federal District...more
New York’s Highest Court Holds That Portion Of Premium Need Not Be Refunded For Death During Policy Period Of Universal Life Policy- The Joan C. Lupe Family Trust purchased a policy under which Lincoln Life and Annuity...more
Accident911 Help Medical Center Corp., et al. v. Direct General Insurance Company, 3rd District, Case No, 3D23-773. L.T. Case No. 22-9836, Aug. 23, 2023 - The Third District Court of Appeal rules that the trial court abused...more
Odgers v. USAA Cas. Ins. Co., No. CV 22-4521, 2023 WL 5651976 (E.D. Pa. Aug. 31, 2023) - The plaintiff was involved in a motor vehicle accident and claims to have sustained serious personal injuries. The plaintiff had...more
Car accidents, unfortunately, are a common occurrence, and navigating the aftermath can be confusing and stressful. A vital part of this process involves understanding how car insurance works after an accident....more
Join Goldberg Segalla’s Ashlyn M. Capote and Adam R. Durst for an interactive webinar regarding how courts interpret the relationship between commercial general liability and business auto policies. Ashlyn and Adam will...more
A plaintiff cannot recover attorney’s fees in a Florida lawsuit for Uninsured Motorist (“UM”) benefits unless there is a dispute about whether the insurance policy provides coverage. However, attorney’s fees from the...more
Unfortunately, a number of car accidents occur every day throughout the country. Whether it’s a fender bender on the highway caused by someone who was texting on their phone, or a collision resulting from someone speeding...more
Getting your car repaired after suffering vehicle damage in a crash can be extremely frustrating. On the one hand, another person’s carelessness is causing you to be inconvenienced and potentially face higher insurance...more
Automobile insurance policies specify a maximum amount the insurer will pay for a single accident. This coverage limit applies both to liability and uninsured/underinsured motorist (“UM”) coverages. ...more
Court rules that a car accident victim’s Michigan insurance application must describe the nature of the injury, which may include symptoms traceable to an injury - Every person injured in a car accident in Michigan who will...more
Michigan auto No Fault insurance is expensive. If you’re planning on moving out of Michigan and becoming a resident of another state, you’re probably looking forward to insuring your car in your new state and cancelling your...more
No one is prepared for a car accident and the impact it can have on your life. It can cause fear, pain, expense, and inconvenience. It also raises questions that you have never had to consider before, such as do you need a...more
Settling RTA whiplash-related injuries without a medical report - The Civil Liability (Specification of Authorised Persons) Regulations 2021 (SI 2021/326) have been published, together with an explanatory memorandum. The...more
A federal district court has ruled that a third-party administrator’s professional liability policy does not afford coverage for a claim against the TPA arising from an excess judgment against the TPA’s...more
On September 4, 2020, our Pennsylvania Superior Court issued a legal opinion which shows how much you give up when you choose Limited Tort for your car insurance policy. If you need a reminder of what Limited Tort means,...more
Premise: Your car was hit while parked, and no one was hurt. In the insurance industry, this is called a property damage only claim. If the person who hit your car let you know what happened and gave you their insurance...more
A familiar dispute between a carrier and a third party involves the third party’s attacking the language of the insurance contract and arguing in favor of an interpretation not reflected by the plain meaning of the text. But...more
Florida is a popular destination for vacations and second homes. When a Canadian is involved in a car accident in Florida, blame can be placed on the other driver for failing to wear a seatbelt. To prevail on the seatbelt...more