News & Analysis as of

No-Fault Insurance

Cozen O'Connor

Claims Notes: March 2026

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Governor Proposes Major Auto Tort Reforms- To combat high auto rates, New York’s proposed budget includes several tort‑reform measures: Pare Down Joint and Several Liability- The proposal would narrow New York’s...more

Marshall Dennehey

Michigan Court Invalidates No-Fault Policy Exclusion Conflicting with Statutory PIP Coverage

Marshall Dennehey on

Muzafer Isovska v. Fitzpatrick, No. 368902, Mich. Ct. App. (Oct. 30, 2025) - The Michigan Court of Appeals ruled that a no-fault policy exclusion that conflicts with the state’s statutory PIP coverage requirements (MCL...more

Searcy Denney Scarola Barnhart & Shipley

What Qualifies as a “Significant” or “Permanent” Injury from a Car Accident in Florida?

In Florida, filing a claim with the at-fault driver’s insurance company after a car accident generally requires proof that you suffered a “significant” or “permanent” injury in the crash. ...more

Cozen O'Connor

Claims Notes: January 2026

Cozen O'Connor on

Minimum Auto Limits Raised to $35k/$70k - Effective January 1, 2026, minimum limits for standard auto liability policies increase to $35,000 per person/$70,000 per accident for both liability and UM/UIM coverage (up from...more

Searcy Denney Scarola Barnhart & Shipley

What Types of Injuries Qualify for Compensation After an Accident in Florida?

If you have been injured in an accident, you need to make an informed decision about whether to pursue legal action. All types of injuries can lead to financial and non-financial costs; and, if you have grounds to pursue...more

Searcy Denney Scarola Barnhart & Shipley

Do I Need an Attorney After a Car Accident in Florida?

If you have been injured in a car accident, one of the first decisions you need to make is whether to hire an attorney to represent you. ...more

Searcy Denney Scarola Barnhart & Shipley

Understanding When Florida Law Allows You to Sue for Car Accident Injuries

Personal injury lawyers throughout the U.S. advertise with billboards and commercials showing car accidents. But Florida, like a handful of other states, has laws that restrict the ability of car accident victims to file a...more

Carlton Fields

Before You Ride That ATV, Check Your Local No-Fault Statute

Carlton Fields on

Is it a good idea to drive a vehicle that is not street legal on a public road? Probably not. But if you’ve already done it, a recent Sixth Circuit decision suggests that might mean it’s covered by your auto insurance. In...more

Husch Blackwell LLP

Wisconsin Court of Appeals Clarifies Insurer's Right to Statutory Subrogation for Minnesota PIP Benefits

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In an unpublished decision, the Wisconsin Court of Appeals recently addressed the interplay between contractual and statutory subrogation rights in the context of out-of-state personal injury protection benefits. The decision...more

Fisher Phillips

Texas Supreme Court Lets Employers Shift Fault To Third Parties In Worker Injury Suits: Key Takeaways For Workers’ Comp...

Fisher Phillips on

Texas employers that opt out of the state’s workers’ compensation program recently received a big win that will impact litigation strategies. While workers’ comp provides a no-fault system, employers that elect not to...more

Searcy Denney Scarola Barnhart & Shipley

3 Key Issues for Florida Car Accident Victims: “No Fault” Insurance, Bad-Faith Insurance Practices and Partial Fault

When you get injured in a car accident, your legal rights are determined by Florida law. Due to some unique aspects of Florida law, understanding your legal rights is often easier said than done. With that said, understanding...more

Searcy Denney Scarola Barnhart & Shipley

7 Important Factors to Consider Before Accepting a Car Accident Insurance Settlement

If you’ve been injured in a car accident, accepting an insurance settlement will allow you to start moving on with your life. But, if you settle your claim too soon, this could prove to be a very costly mistake. There are...more

Weber Gallagher Simpson Stapleton Fires &...

Pennsylvania Limited Tort vs. Full Tort: Understanding Your Plaintiff’s Auto Insurance Coverage

Do you know what kind of car insurance you or your plaintiff carries? Is it full tort or limited tort? Pennsylvania law permits a choice between two coverage options when selecting car insurance–limited tort and full tort....more

Searcy Denney Scarola Barnhart & Shipley

How Florida’s No-Fault Insurance System Affects Your Accident Claim

Florida’s “no-fault” insurance laws provide certain protections, but in the process, they create a lot of confusion. Even worse, the no-fault system can limit your ability to seek compensation after a car accident. To fully...more

Marshall Dennehey

Supreme Court of New Jersey Holds that a Low-Speed Electric Scooter Does Not Qualify Its User as a “Pedestrian” for the Purposes...

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Goyco v. Progressive Insurance Company, No. 20-cv-1176 (CPO) (SAK) (D. N.J. Mar. 15, 2024) - Commercial trucking and transportation companies are often required to pay for medical and lost wage benefits pursuant to state...more

Marshall Dennehey

The Wild West on the East Coast: How the Fix Known as “No-Fault” Turned New York Into the O.K. Corral

Marshall Dennehey on

Howdy! Did y’all come to hear about the virtues and triumphs of New York State No-Fault? Well sit on down and warm yourself by the fire, while I tell you the story of how a new little law gave way to greed, corruption and the...more

Warner Norcross + Judd

Trends in the Term: Pending Decisions Distinguishing the Michigan Supreme Court’s 2023-2024 Docket

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Suspense builds as the end of the Michigan Supreme Court’s 2023-2024 term approaches quickly, with scores of argued appeals still unresolved. The 40 appeals that remain undecided reveal interesting trends in the court’s...more

Rivkin Radler LLP

Insurance Update - June 2024

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Most pandemic-related businesses interruption insurance claims failed because policyholders could not show a direct physical loss. But some California courts issued conflicting decisions. The California Supreme Court has now...more

Segal McCambridge

Michigan Supreme Court Cracks Down on Fraud in Claims filed with the MAIPF: Honesty Matters Throughout the Process

Segal McCambridge on

Car insurance plays a crucial role in protecting drivers and their finances after an accident. It provides financial support for medical bills, lost wages, and car repairs. However, a recent Michigan Supreme Court decision in...more

Rivkin Radler LLP

New York Insurance Coverage Law Update - May 2024

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Lost Business Income Not Covered Because Not Caused by Direct Physical Loss Or Damage, Third Department Finds- 87 Uptown Road, LLC owned an apartment complex with 11 apartment buildings in Ithaca, New York, which were...more

Melito & Adolfsen

Accidents, pain, lawsuits, doctors and lawyers. Is the pain real? The Nail Gun Story.

Melito & Adolfsen on

Anyone injured in an accident allegedly caused by the negligence of another can sue for pain caused by the injury. The increasing number of surgeries injuries from accidents is now a major focus of defendants and the...more

Rivkin Radler LLP

Insurance Update - March 2024

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We begin with three state supreme court decisions answering these questions: • A year before an insured bought its claims-made policy it received an attorney’s letter threatening mass tort litigation. The first suits were...more

McDermott Will & Schulte

Mobility@McDermott: Monthly Update (01/2024)

1. German Federal Court of Justice rules on reimbursement of disputed workshop invoices by insurance companies - On 16 January 2024, the German Federal Court of Justice (Bundesgerichtshof, “BGH”) decided five cases, all...more

Segal McCambridge

Michigan Court of Appeals Clarifies that Covenant Still Applies to Automobile Accidents That Occurred Prior to the No-Fault Reform

Segal McCambridge on

Recently, in Centria Home Rehab., LLC v. Allstate Ins. Co., ____ Mich. App. _____, Mich Ct. App. Docket No. 363699, unpublished citation 2023 Mich. App. LEXIS 7744 (October 26, 2023), approved for publication December 14,...more

Searcy Denney Scarola Barnhart & Shipley

The Different Types of Injuries Resulting from Car Accidents in Florida

Car accidents occur in varying degrees of severity. This is one of the reasons why there are many types of injuries that can stem from a wreck. Understanding the types of injuries that can occur, as well as how a victim’s...more

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