News & Analysis as of

No-Fault Insurance Auto Insurance

Segal McCambridge

Michigan Supreme Court Cracks Down on Fraud in Claims filed with the MAIPF: Honesty Matters Throughout the Process

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Car insurance plays a crucial role in protecting drivers and their finances after an accident. It provides financial support for medical bills, lost wages, and car repairs. However, a recent Michigan Supreme Court decision in...more

Rivkin Radler LLP

New York Insurance Coverage Law Update - May 2024

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Lost Business Income Not Covered Because Not Caused by Direct Physical Loss Or Damage, Third Department Finds- 87 Uptown Road, LLC owned an apartment complex with 11 apartment buildings in Ithaca, New York, which were...more

Rodemer Kane Attorneys at Law

Should I File a Claim With My Insurance if I’m Not at Fault for a Car Accident?

Navigating insurance matters can feel like a hassle, and it's a part of life that most of us will encounter sooner or later. Picture this: you've been in a fender bender, and your first thought is, "Who do I tell? What should...more

Segal McCambridge

Michigan Court of Appeals Clarifies that Covenant Still Applies to Automobile Accidents That Occurred Prior to the No-Fault Reform

Segal McCambridge on

Recently, in Centria Home Rehab., LLC v. Allstate Ins. Co., ____ Mich. App. _____, Mich Ct. App. Docket No. 363699, unpublished citation 2023 Mich. App. LEXIS 7744 (October 26, 2023), approved for publication December 14,...more

Searcy Denney Scarola Barnhart & Shipley

The Role of Insurance Companies in Florida Personal Injury Cases

If you have been injured in an accident, then you can expect to be contacted by the defendant’s insurance adjusters in short order. While most people are aware that dealing with insurers is an important part of personal...more

Searcy Denney Scarola Barnhart & Shipley

What You Need to Know About Florida’s No-Fault Car Insurance Law

Florida is in a minority of states which employ a “no-fault” personal injury system. This results in car accident victims first having to file a claim against their own insurance before submitting a claim to a defendant’s...more

Michigan Auto Law

Does my Insurance Cover an Accident Outside of Michigan?

Michigan Auto Law on

If you’re going to be taking a road trip outside of Michigan, it is important to know what your legal rights are in the event that you are involved in an out-of-state auto accident. Can you sue the at-fault driver who...more

Kerr Russell

Michigan No-Fault Insurance Reform Act Limits Reimbursement Rates

Kerr Russell on

The Michigan No-Fault Auto Insurance Reform Act, effective July 1, 2021, introduced a fee schedule of set percentage limits on how much doctors, hospitals, clinics, institutions, and persons can be paid or reimbursed for...more

Michigan Auto Law

What injury information must be in an application form for Michigan Car Insurance Benefits

Michigan Auto Law on

Court rules that a car accident victim’s Michigan insurance application must describe the nature of the injury, which may include symptoms traceable to an injury - Every person injured in a car accident in Michigan who will...more

Michigan Auto Law

Should I cancel No Fault insurance if I move out of Michigan?

Michigan Auto Law on

Michigan auto No Fault insurance is expensive. If you’re planning on moving out of Michigan and becoming a resident of another state, you’re probably looking forward to insuring your car in your new state and cancelling your...more

Searcy Denney Scarola Barnhart & Shipley

Florida Repeals State’s No-Fault Personal Injury Protection

Until recently, Florida has had a Personal Injury Protection (PIP) insurance system, also known as “no-fault insurance.” The intention of PIP was to provide injured drivers immediate medical coverage instead of establishing...more

Michigan Auto Law

Changes to Michigan No Fault Insurance Fraud Rules

Michigan Auto Law on

A recent Michigan Court of Appeals ruling – which applied a landmark decision by the Michigan Supreme Court from 2020 – has put an end to insurance companies exploiting overly broad anti-fraud provisions in policies to deny...more

Michigan Auto Law

What Happens When My Car Gets Hit While Parked?

Michigan Auto Law on

It can be an unpleasant and confusing situation when your car is hit by another vehicle while parked.  It only makes matters worse  when the at-fault driver  takes off without leaving a note or any contact information., When...more

Michigan Auto Law

Insurance Coverage For Michigan Food Delivery Drivers

Michigan Auto Law on

Insurance for food delivery drivers in Michigan is complicated. Many people who deliver food for a living do not realize there are differences in coverage between their personal auto No-Fault insurance policies and a...more

Michigan Auto Law

Auto Insurance Options for Michigan Veterans and Military Families

Michigan Auto Law on

There continues to be considerable and understandable confusion about the effects of Michigan’s new auto No-Fault insurance law, which the Legislature passed in June 2019. No area of the new law has created more confusion...more

Womble Bond Dickinson

To Encourage Autonomous Vehicles in Your State Create a No-Fault Insurance Pool

Womble Bond Dickinson on

Legislators can become heroes. With one act of non-partisan legislation, your representatives could save thousands of lives, could boost the U.S. manufacturing economy, and could make all of our lives easier, safer, and...more

Rivkin Radler LLP

New York Insurance Coverage Law Update

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Federal District Court Denies Insured’s Request To Add Claim For Bad Faith And Consequential Damages Based On Insurer’s Denial Of Coverage In this declaratory judgment action, the insured filed a motion for leave to add a new...more

Michigan Auto Law

Protect Yourself With Extra Liability Coverage Under New No-Fault Law

Michigan Auto Law on

With the new changes to Michigan’s No-Fault auto insurance law that began on July 2, 2020, all drivers now face increased liability risk if they cause a serious car accident. The most significant change is that an “at-fault”...more

Michigan Auto Law

Qualified Health Coverage and No-Fault Auto Insurance

Michigan Auto Law on

The big selling point for Michigan’s new auto No-Fault insurance law was that drivers would be able to save money on their car insurance by choosing the level of medical coverage they wanted to have available to them and...more

Michigan Auto Law

How Does The New Michigan No-Fault Law Affect Medicaid?

Michigan Auto Law on

Medicaid is expected to cover auto accident injuries in Michigan under the new No-Fault law. The reason: once a car accident victim’s medical bills reach his or her No-Fault PIP medical benefits coverage limit and No-Fault...more

Michigan Auto Law

Auto Insurance Recommendations For New Michigan No-Fault Law

Michigan Auto Law on

People often ask me “how much car insurance do I need?” Never has this question been more important than now. Michigan drivers now face the biggest changes in auto No-Fault insurance since the No-Fault Act was enacted in...more

Michigan Auto Law

Insurance Agent Negligence and the New Michigan Auto Insurance Law

Michigan Auto Law on

Now is not the time to be placing new limits on insurance agent liability. Think of insurance agents as the foot soldiers for the new Michigan auto insurance law. Insurance agents are now – more than ever before – tasked...more

Michigan Auto Law

Michigan Auto Insurance Fee To Drop 55% Under New No-Fault Law

Michigan Auto Law on

Before we start breaking out the bottles of champagne to celebrate the Michigan Catastrophic Claims Association’s announcement that it will reduce its MCCA fee by 55% from $220 to $100 under the new No-Fault law, I think we...more

Michigan Auto Law

Exposing the Truth Behind Michigan Car Insurance Rate Savings

Michigan Auto Law on

Since the Michigan Legislature passed the new No-Fault law earlier this summer, the auto insurance companies in this state have been scheming on how to get around many of the new restrictions imposed by the new law....more

Searcy Denney Scarola Barnhart & Shipley

Unsafe Lane Changes

Changing lanes without looking or without enough room to avoid affecting the flow of traffic is a common factor in accidents on Florida’s highways and in busy urban and suburban areas. Changing lanes unsafely is a form of...more

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