The Standard Formula Podcast | Assessing Prudential Insurance Regulation in Japan
The Chartwell Chronicles: An Overview of New Jersey Workers' Compensation
Midyear Premium Increases and Cafeteria Plan Rules
The D&O Renewal Market: Will the Wild Ride of Premium Increases, Stretched Capacity and Restrictive Terms Continue?
Health Reimbursement Arrangement Update
Podcast: Health Reimbursement Arrangements
Is Private/Non-Profit D&O Coverage Under Priced?
Does the Affordable Care Act really make health insurance more affordable?
In Dahleh v. Minnesota Life Ins. Co., No. 25-1315, 2026 U.S. App. LEXIS 1378 (7th Cir. Jan. 20, 2026), the Seventh Circuit affirmed the District Court’s award of summary judgment to Minnesota Life on plaintiff’s claim that...more
On January 1, 2026, Colorado became the first state in the country to offer paid Neonatal Care Leave. Colorado’s Family and Medical Leave Insurance Program (FAMLI) already afforded eligible employees: Up to 12 weeks of...more
The Centers for Medicare & Medicaid Services (CMS) announced increases to Medicare Part A and Part B premiums and deductibles for 2026. The standard Medicare Part B monthly premium will increase to $202.90 (up $17.90),...more
Your monthly Rx for private equity, regulatory and compliance, and digital health updates....more
The intersection of artificial intelligence (AI) and insurance is rapidly evolving, with global AI insurance premiums forecasted to reach $4.8 billion by 2032, according to a recent report from Deloitte, as reported in...more
Over the past year, a series of new laws, regulatory amendments, and official guidance have been introduced that will affect employer obligations under the Colorado Family and Medical Leave Insurance Program (FAMLI) beginning...more
As discussed in a previous Holland & Knight alert, there has been a recent uptick in Employee Retirement Income Security Act of 1974 (ERISA) class actions challenging employers' tobacco-free wellness programs. Plaintiffs in...more
In North Carolina, a business can be held liable under the legal doctrine of negligent entrustment if it allows an employee to drive a company vehicle when the business knew—or should have known—that the driver was unfit or...more
Premium audits are essential tools for ensuring that insurers are properly compensated for the risks they underwrite. Most commercial liability and workers’ compensation policies are priced on estimated payroll or...more
Illinois Governor JB Pritzker and Illinois legislative leaders are pushing to increase regulation governing homeowners and auto insurance premiums, and multiple proposed legislative bills are pending....more
On October 10, 2025, Illinois Attorney General (AG) Kwame Raoul filed a lawsuit on behalf of Ann Gillespie, director of the Illinois Department of Insurance (the Department), against four different entities, all within the...more
We are 20 days into the government shutdown, making this the longest full shutdown in US history (the 35-day shutdown in 2018 – 2019 was partial). Pressure to end the shutdown grows as more federal employees and programs...more
There have been no notable developments since our last update. The House is out of session this week, and the Senate returned Monday....more
The Inflation Reduction Act (IRA) made significant changes to the Medicare drug programs. Although the IRA may have been intended to make medicines more affordable for beneficiaries and the federal government, DLA Piper has...more
While most plan sponsors understand that their plans must offer continuation coverage under COBRA for their medical benefits, many administrators find themselves on less solid ground when it comes to COBRA coverage and health...more
As we reported last year, Missouri introduced its version of Commercial Finance Disclosure Law (“CFDL”) legislation, following the lead of other states with laws requiring consumer-like disclosures in certain commercial...more
Host Rob Chaplin is joined by colleague Annabel Smethurst to guide “The Standard Formula” listeners through the prudential solvency regime in Japan, the fourth-largest insurance market in the world. They explore why Japan is...more
I. Recap of 2024 Climate Initiatives - Last year featured a number of investigations and initiatives by state and federal officials regarding the impact of climate risk on the affordability and availability of insurance....more
In Fehr v Sun Life Assurance Company of Canada, 2024 ONCA 847 (Fehr), the Ontario Court of Appeal dismissed the representative plaintiffs’ appeal seeking post-certification leave to amend their statement of claim and to...more
Representation & Warranty Insurance (“RWI”) is specialty insurance coverage purchased for M&A deals which provides third-party insurance coverage for certain breaches of the Seller’s representations and warranties in the...more
A wave of ERISA class-action lawsuits is challenging tobacco surcharge programs in employer-sponsored health plans across the U.S. These cases center on potential fiduciary breaches, with plaintiffs arguing that surcharges...more
After a company has been sued, its immediate next steps should be twofold: consult its lawyer and notify its insurance carrier. The carrier should pick up the defense and provide an attorney to represent the company for a...more
The Federal Emergency Management Agency (FEMA) has announced it will allow National Flood Insurance Program (NFIP) premiums to be paid on an installment basis. The final rule implements an installment payment option that was...more
While Maine’s new Paid Family and Medical Leave (PFML) benefits won’t roll out until May 2026, the employer contribution requirements kick in this January. Starting in 2025, any employer with at least one employee in the...more
The Pension Benefit Guaranty Corporation (PBGC) insures most private sector (i.e., non-governmental) defined benefit pension plans. The Plan Administrator of each pension plan covered under ERISA is required to annually file...more