News & Analysis as of

Retirement Plan Providers

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

The Quiet Disappearance of 401kHelpCenter.com

At some point, without much notice, 401kHelpCenter.com disappeared. No announcement. No farewell post. No “we’re shutting down” explanation. One day it was there — the next day it wasn’t. And that’s a shame, because it...more

Baker Botts L.L.P.

U.S. Supreme Court Poised to Address ERISA Pleading Standards for Underperformance Claims

Baker Botts L.L.P. on

On January 16, 2026, the U.S. Supreme Court granted certiorari in Anderson v. Intel Corp. Investment Policy Committee, No. 25-498 (U.S.), a case regarding what ERISA plaintiffs must allege at the pleading stage when they...more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

The Catch-Up Contribution Mess Is Coming And 401(k) Plan Providers Will Be Blamed

For years, catch-up contributions were one of the few simple things left in the 401(k) world. If you were 50 or older, you could defer more. Payroll processed it. Providers administered it. Plan sponsors rarely thought about...more

Vorys, Sater, Seymour and Pease LLP

Vorys Benefits Brief: Updated Safe Harbor Explanations for Retirement Plan Eligible Rollover Distributions

The IRS recently issued updated “safe harbor” model disclosures that can be used by retirement plan administrators with distribution election packages that permit eligible rollover distributions....more

Williams Mullen

PODCAST: Williams Mullen’s Benefits Companion - Why NAPA Matters for Plan Sponsors and Benefits Professionals

Williams Mullen on

On this episode of Williams Mullen’s Benefits Companion, host Brydon DeWitt is joined by Lisa Drake, Managing Director at SageView Advisory Group and President of the National Association of Plan Advisors (NAPA). Together,...more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

The Myth of the Perfect Plan Sponsor

There is no such thing as a perfect plan sponsor. Anyone who tells you otherwise is either selling something or has never actually worked inside a retirement plan....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

Why Most Provider “Best Practices” Are Just Litigation Avoidance

The retirement industry loves the phrase best practices. It sounds proactive, responsible, and professional. In reality, most “best practices” have very little to do with improving plan outcomes and everything to do with...more

Kilpatrick

NAD's Newfound Interest in Financial Services Extends to B2B Marketing

Kilpatrick on

Two recent National Advertising Division decisions involving competing 401(k) providers underscore that NAD’s expanding focus on financial services advertising is not limited to consumer-facing debt-relief claims. ...more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

Why “Good Service” Doesn’t Matter in ERISA Litigation

Providers often believe that being helpful will protect them if something goes wrong. It feels intuitive: strong relationships, responsive service, and goodwill should count for something....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

The Provider’s Blind Spot: When Helping Too Much Creates Fiduciary Exposure

Most providers don’t stumble into fiduciary exposure intentionally. They do it by trying to be helpful....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

When Your Providers Disagree, It’s Still Your Problem

Plan sponsors are often surprised to learn that when their advisor, TPA, and recordkeeper disagree, the conflict doesn’t protect the plan sponsor—it exposes them....more

Haynes Boone

DOL Expands Its Delinquent Filer Voluntary Correction Program

Haynes Boone on

The DOL recently issued a notification (the “DOL Notice”) regarding the modification of its Delinquent Filer Voluntary Correction Program (the “DFVCP”) under ERISA for the first time since its last revision in 2013. As...more

Ropes & Gray LLP

Update on 401(k) Alternatives: Supreme Court Chooses to Hear Intel and DOL Guidance Expected Imminently

Ropes & Gray LLP on

As the new year gets underway, the landscape for alternative investments in 401(k) plans is rapidly evolving. This is a key time for asset managers to evaluate opportunities and take appropriate steps to join in the growing...more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

Technology Doesn’t Replace Fiduciary Judgment — It Exposes It

Every retirement plan provider now talks about AI, personalization, and “smart” tools. Plan sponsors should listen — but they shouldn’t be dazzled. Technology does not replace fiduciary responsibility. It magnifies it....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

Recordkeeper, TPA, Advisor: Who Owns the Mistake When Something Breaks?

When a retirement plan error surfaces, the first reaction is almost always the same: finger-pointing. The sponsor looks to the advisor. The advisor looks to the TPA. The TPA looks to the recordkeeper. And somewhere in the...more

Kilpatrick

Updated Special Tax Notices for Retirement Plan Distributions

Kilpatrick on

On January 15, 2026, the IRS and Treasury issued Notice 2026-13, which updated the guidance available to plan administrators tasked with providing rollover notices and safe harbor special tax notices designed to comply with...more

Hogan Lovells

HL UK Pensions Law Digest 15 January 2026

Hogan Lovells on

Welcome to our latest update, in which we cover:  Value for money (VFM): consultation Pensions Dashboards Programme (PDP): consultation on the delivery of private sector dashboards Pension Protection Fund (PPF): FAQs about...more

Bradley Arant Boult Cummings LLP

Why Your 401(k) Plan May Want to Retain an Investment Manager

The recent decision in Wanek v. Russell Investments demonstrates how retaining a 3(38) investment manager--selected through a well-documented process--may help limit an employer’s liability under its 401(k) plan....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

Your Biggest Competitor Isn’t Another Provider — It’s Indifference

Most plan providers are prepared for competition. They know how to differentiate fee schedules, demonstrate technology, and present fiduciary solutions. They refine their pitch decks and rehearse the perfect value statement....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

Into the Next Chapter: Why 401(k) Sponsors Must Rethink Retirement Income

A new study examining how retirees manage annuity payouts from defined-contribution plans should make every 401(k) plan sponsor sit up and pay attention. We spend so much time focused on accumulation, deferral rates, employer...more

A&O Shearman

UK Pensions: What’s new this week? December 2025 # 3

A&O Shearman on

Welcome to your weekly update from the A&O Shearman Pensions team, covering all the latest legal and regulatory developments in the world of workplace pensions....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

How to Make Your Service Model Actually Participant-Centric (And Get Paid For It)

Everyone in the retirement plan world claims to be “participant-centric.” It’s the industry’s version of “gluten-free”—proudly announced, poorly understood. The truth is, most providers focus on the plan sponsor relationship...more

A&O Shearman

UK Pensions in dispute - December 2025

A&O Shearman on

Welcome to our quarterly pensions litigation briefing, designed to help pensions managers identify key risks in scheme administration, and trustees update their knowledge and understanding. This briefing highlights recent...more

Verrill

SECURE 2.0 Incentivizes Plan Sponsors to Promptly Correct Automatic Enrollment and Automatic Escalation Errors

Verrill on

We often are asked how to correct automatic enrollment and automatic escalation errors in 401(k) and 403(b) retirement plans. The fix typically has required plan sponsors to make qualified nonelective contributions (“QNECs”)...more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

When a Sponsor Says “Our Employees Just Don’t Care”—How You Help Them Care

Plan providers hear it all the time: “Our employees don’t care about the 401(k).” That’s usually employer-speak for “We haven’t communicated anything in three years and HR is tired.” Employees aren’t apathetic—they’re...more

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