Kwamina Thomas Williford

Kwamina Thomas Williford

Holland & Knight LLP

Contact  |  View Bio  |  RSS

Latest Publications


CFPB Structure Hangs In the Balance as Agency Petitions D.C. Circuit for Rehearing

The Consumer Financial Protection Bureau (CFPB) filed on Nov. 18, 2016, a petition challenging the U.S. Court of Appeals for the District of Columbia Circuit's ruling in PHH Corp., et al. v. Cons. Fin. Prot. Bureau, in which...more

11/23/2016 - Administrative Proceedings CFPB Constitutional Challenges Dodd-Frank En Banc Review Kickbacks PHH Corp. v CFPB Removal For-Cause RESPA Single Director Statutory Interpretation Trump Administration

CFPB Structure Ruled Unconstitutional and Enforcement Reach Under RESPA Curtailed

The U.S. Court of Appeals for the District of Columbia Circuit on Oct. 11, 2016, held unconstitutional the current structure of the Consumer Financial Protection Bureau (CFPB), broadly condemning the agency's unparalleled...more

10/12/2016 - Administrative Proceedings Article II CFPB Constitutional Challenges Dodd-Frank HUD Kickbacks Mortgages PHH Corp. v CFPB Referral Fees Reinsurance Removal For-Cause RESPA Single Director Statute of Limitations Statutory Interpretation

Highlights from Seminar on Governmental Investigations Involving the Debt Collection Industry

Holland & Knight and the Association of Credit and Collection Professionals (ACA) hosted a half-day seminar that featured government officials discussing trends and current issues in law enforcement investigations and other...more

9/14/2016 - CFPB Civil Investigation Demand Consumer Financial Products Consumer Lenders Debt Collection FTC Memorandum of Understanding

CFPB Outlines Long-Awaited Debt Collection Reforms

The Consumer Financial Protection Bureau (CFPB) released on July 28 new proposals designed to "overhaul" the practices of the debt collection industry. The proposals include sweeping changes to existing regulations, including...more

7/29/2016 - Banking Sector Borrowers CFPB Comment Period Consumer Financial Products Consumer Lenders Debt Collection Disclosure Requirements FDCPA Popular Recordkeeping Requirements Small Business

District Court: CFPB May Hold Law Firm Owners Individually Liable for Alleged Violations

The U.S. District Court for the Western District of Wisconsin ruled on July 20, 2016, that the Consumer Financial Protection Bureau (CFPB) may hold the owners of two law firms offering debt relief services liable for alleged...more

7/25/2016 - CFPA CFPB Debt Relief Debt-Relief Industry Disgorgement Law Firm Ownership Law Firm Partners Personal Liability Regulation O Young Lawyers

CFPB Seeks Comments on Rule Curtailing Use of Mandatory Arbitration Clauses - The Proposed Rule Would Increase Companies' Exposure...

The Consumer Financial Protection Bureau (CFPB) on May 5, 2016, released a proposed rule for public comment that would significantly limit companies' use of mandatory arbitration clauses in contracts with consumers. The...more

5/6/2016 - Arbitration Arbitration Agreements Class Action Class Action Arbitration Waivers Comment Period Consumer Contracts Consumer Financial Products Financial Sector Financial Services Industry Service Contracts

Federal Court: CFPB Overstepped Jurisdiction in Issuing CID to For-Profit Colleges Accreditor

Judge Richard J. Leon of the U.S. District Court for the District of Columbia on April 21, 2016, ruled that the Consumer Financial Protection Bureau (CFPB) did not have authority to issue a Civil Investigation Demand (CID) to...more

4/27/2016 - Accreditation CFPB Civil Investigation Demand For Profit Colleges Statutory Authority

Newly Announced FTC "Operation Collection Protection" Targets Debt Collectors

The Federal Trade Commission (FTC) announced today a major law enforcement initiative targeting deceptive and abusive debt collection practices. "Operation Collection Protection" is a nationwide initiative that the FTC is...more

11/5/2015 - CFPB Debt Collection Debt Collectors DOJ Enforcement Actions Financial Institutions FTC U.S. Commerce Department Unfair or Deceptive Trade Practices

Key Takeaways from the Consumer Protection Forum

Holland & Knight and the Word of Mouth Marketing Association (WOMMA) hosted a half-day forum that featured government officials discussing hot-button issues in consumer protection regulation and enforcement. Speakers at the...more

10/28/2015 - American Express CFPB Chamber of Commerce CID Civil Investigation Demand Compliance Cybersecurity Data Protection Data Security Debt Collection Disclosure Requirements Enforcement Actions FCC Financial Institutions FTC Mortgage Lenders Popular Privacy Concerns Robocalling Sharing Economy Telecommunications Telemarketing

CFPB Affirms Its Authority to Serve Civil Investigative Demands - Companies That Transact Business with Financial Institutions...

Consumer Financial Protection Bureau (CFPB) Director Richard Cordray rejected challenges to the CFPB's investigation powers and the Bureau's use of broadly worded civil investigative demands (CIDs). Director Cordray did so in...more

8/13/2015 - Banking Sector Banks CFPB CID Civil Investigation Demand Compliance Dodd-Frank Financial Institutions

CFPB Report Addresses Need for a Compliance Management System

The CFPB's Supervisory Report Provides Important Insight into the CFPB's Supervision and Enforcement Priorities and Desired Business Practices. HIGHLIGHTS: - The Consumer Financial Protection Bureau (CFPB)...more

7/1/2015 - Annual Reports CFPB Consumer Complaint System Consumer Lenders Examination Priorities Fair Lending Loan Servicing Mortgage Loan Originators Mortgage Loan Servicing Standards Student Loans Supervision

SCOTUS Ruling Makes it Easier for Borrowers to Rescind Home Loan Under Truth in Lending Act

On January 13, 2015, the U.S. Supreme Court unanimously ruled that borrowers may reserve and effect their right to rescission by simply notifying creditors of their intent to rescind a loan within three years after receiving...more

1/15/2015 - Bank of America Countrywide Material Disclosures Mortgage Lenders Mortgages Rescission SCOTUS Statute of Limitations Written Notice

D.C. Circuit Upholds Attorney-Client Privilege in Internal Investigations - Privilege Protections Triggered When a Significant...

Corporate counsel can rest a little easier now. In a widely anticipated decision issued June 27, 2014, In re Kellogg Brown & Root, Inc., the D.C. Circuit granted a writ of mandamus and vacated a district court order requiring...more

7/1/2014 - Attorney-Client Privilege Compliance False Claims Act (FCA) Internal Investigations KBR (formerly Kellogg Brown & Root) Work-Product Doctrine

D.C. Circuit Upholds Protection of Attorney Client Privilege in Internal Investigations Conducted Pursuant to Regulatory Mandate

In a widely anticipated decision, today, the D.C. Circuit granted a writ of mandamus and vacated a district court order requiring the production of a company's internal investigation documents presumed to be protected by the...more

6/30/2014 - Attorney-Client Privilege Compliance Corporate Counsel Internal Investigations KBR (formerly Kellogg Brown & Root) Writ of Mandamus Young Lawyers

Federal District Court: Documents Created During an In-House Corporate Compliance Investigation Are Not Privileged

In a noteworthy decision in Barko v. Hallilburton Co., a federal court has ruled that a company's internal investigations are not privileged and must be produced to a whistleblower. In light of the ruling in Barko, government...more

3/27/2014 - Attorney-Client Privilege Compliance Corporate Counsel Internal Investigations Work Product Privilege

Establishing an Effective Compliance Program: An Overview to Protecting Your Organization

In This Issue: - Overview - Standards and Procedures - Organizational Leadership and Culture - Reasonable Efforts to Exclude Bad Actors From Managerial Ranks - Training and Education - Monitoring,...more

1/31/2013 - Audits Compliance Discipline FCPA Federal Sentencing Guidelines Performance Incentives Remedial Actions Risk Assessment Standards & Procedures Training

17 Results
View per page
Page: of 1

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:

Sign up to create your digest using LinkedIn*

*By using the service, you signify your acceptance of JD Supra's Privacy Policy.

Already signed up? Log in here

*With LinkedIn, you don't need to create a separate login to manage your free JD Supra account, and we can make suggestions based on your needs and interests. We will not post anything on LinkedIn in your name. Or, sign up using your email address.