The Rising Cost of Going Bankrupt by Lawyers.com on 5/21/2012 Bankruptcy is the last lifeline for consumers facing insurmountable debts, but it still comes at a price. Between 200,000 and one million American consumers are estimated to be unable to afford the cost of filing for Chapter...more
Discharging Rent Arrears in Bankruptcy by Frank Pipitone on 5/16/2012 Many people with past due rent arrears find relief through the bankruptcy process. In addition, a bankruptcy filing invokes the automatic stay and could be used as a powerful tool to combat a potential eviction proceeding. ...more
Report Shows Bankruptcy Reforms Raised Costs For Consumers and Creditors [Video] by Bloomberg Law on 5/14/2012 May 14 (Bloomberg Law) -- Lois Lupica, professor of law at the University of Maine School of Law and Counsel at Thompson & Knight, talks with Bloomberg Law's Lee Pacchia about a recently released report showing how reforms...more
Don't Be a Chicken - Deal with Your Debt! by John Skiba on 5/11/2012 When I am not working as a bankruptcy attorney or fighting debt buyers like Midland Funding in court a lot of my time is spent working on my hobby farm. Right now we have about 20 chickens and a few cattle. Chickens for the...more
What does it cost to file bankruptcy in Massachusetts (in attorney’s fees)? by George Bourguignon on 5/11/2012 If you are considering filing for bankruptcy and are curious what it costs or have received some quotes from bankruptcy attorneys and are making a decision on who to hire, this post is for you! Contact: George E....more
How to Draft an Answer to a Debt Collection Lawsuit in 3 Steps by John Skiba on 5/10/2012 In this article I provide a step-by-step guide on how to draft an Answer to a debt collection lawsuit. It is suited for those people who are representing themselves....more
Reaffirmation Agreements and Creditor Control by Frank Pipitone on 5/10/2012 Creditors somethimes use reaffirmation agreements as a tool and bully debtors into signing. If you are a debtor in bankruptcy and have been presented with a reaffirmation agreement, speak to your attorney and explore all...more
Debt Collectors Unhinged by John Skiba on 5/8/2012 Last Friday my article on a recent victory against debt buyer Midland Funding, LLC was picked up by the Collection Industry News (“CIN”), a website that provides news and headlines for those who work in the debt collection...more
Chapter 7 Bankruptcy in 7 Steps: Filing Day, the Meeting of Creditors, and Everything in Between by John Skiba on 5/8/2012 Chapter 7 Bankruptcy in 7 Steps: Filing Day, The Meeting of Creditors, and Everything in Between Written by John Skiba, Esq. in Chapter 7 Bankruptcy After all the buildup to the day of your bankruptcy filing, once the case...more
What should I do if I dispute the amount that I owe to a creditor? by George Bourguignon on 5/4/2012 If you believe that a creditor is collecting an amount that is wrong or for a debt that is not owed by you, then you want to read this post and find out one new tool available for Massachusetts consumers. Contact: George E....more
Midland Funding's Case Dismissed, Attorney's Fees Awarded by John Skiba on 5/4/2012 Midland Funding’s Case Dismissed, Attorney’s Fees Awarded By John Skiba Leave a Comment (Edit) Not a day goes by that I don’t get several calls or emails from people that have been sued by Midland Funding, one of...more
Five Helpful Tips For Selecting A Bankruptcy Lawyer by Frank Pipitone on 5/3/2012 With the economy in shambles, there are more and more attorneys throwing their hat into the bankruptcy ring. It is becoming difficult for potential clients to understand who is who and more importantly, who knows what. Here...more
Chapter 7 Bankruptcy in 7 Steps: Credit Counseling & Filing Day by John Skiba on 5/3/2012 Chapter 7 Bankruptcy in 7 Steps: Credit Counseling & Filing Day Written by John Skiba, Esq. in Chapter 7 Bankruptcy One might think the real work begins once your bankruptcy is actually filed with the bankruptcy court. ...more
Chapter 7 Bankruptcy in 7 Steps: Gather, Review & Sign by John Skiba on 4/30/2012 Chapter 7 Bankruptcy in 7 Steps: Gather, Review, and Sign Written by John Skiba, Esq. in Chapter 7 Bankruptcy For most the first step is the hardest – making the decision to look into bankruptcy and actually making an...more
Can a Credit Card Company Garnish Your Wages? by John Skiba on 4/30/2012 Can a Credit Card Company Garnish Your Wages? By John Skiba, Esq. www.consumerwarrior.com Wage garnishment. How it happens and what you can do to avoid it is one of the most common misunderstandings I run into when I meet...more