Turbervilles Private Client Newsletter - Winter 2011 by Turbervilles on 11/25/2011 Welcome to our Winter Newsletter. In this edition, we report on why people are starting to record their internet and computer passwords in their wills. A woman injured while having her hair coloured in a salon is...more
Living Trust Seminars and annuity sales by Paul Premack on 6/17/2011 Should you attend that living trust seminar? They'll buy you a free lunch! Think about your privacy issues, whether their goals and yours are the same... and whether that lunch is not free after all. ...more
How to Pick an Asset Protection Lawyer - Due Dilligence Questions by IKE DEVJI on 6/10/2011 Article with key due diligence questions to help consumers and their advisors determine exactly who and what an Asset Protection planner is, how to avoid amateurs and common mistakes and how to pick the best help in a complex...more
"Seniors Beware!" by JOSEPH BOLLHOFER on 6/9/2011 Recently the folks at a local newspaper forwarded to me a letter they received from a gentleman identifying himself as “a senior citizen, over 75”. The letter was entitled “Seniors Beware.” The writer...more
UPWords- May 2011- Prepaid Discount Vouchers: The Not-So-Final Frontier by Sutherland Asbill & Brennan LLP on 5/23/2011 The biggest challenge for unclaimed property practitioners is determining how new forms of property fit into unclaimed property laws. Recent technological and entrepreneurial innovations continue to challenge historic...more
Bankruptcy in Retirement - Protecting Your 401(k), IRA, and Pension by John Skiba on 5/19/2011 People needing to file bankruptcy after retirement happens more often than one might think. Often one of the causes leading to the bankruptcy is not only the retired person’s financial situation but the financial...more
3d DCA: Florida Fraudulent Transfer Barred by Statute of Limitations by Fortenberry Legal on 5/5/2011 A recent Florida 3d DCA case held that the statute of limitations on Florida fraudulent transfers begins to run when the transfer itself could be known, not when the fraudulent nature of the transfer could be known....more
Planning Ahead for Difficult Health Care Decisions by Abrams Fensterman Fensterman Eisman Formato... on 4/1/2011 During recent debates over healthcare legislation the term "death panels" was thrown around at a regular interval, conjuring up ideas of bureaucrats meeting in secret to decide who would live and who would die. Despite the...more
Dodd-Frank Act Rulemaking Update: Proposal for Living Wills and Credit Exposure Reports by Morrison & Foerster LLP on 4/1/2011 On March 29, 2011, the Federal Deposit Insurance Corporation (“FDIC”) approved a proposed rule, jointly written with the Federal Reserve Board of Governors (“FRB”),1 concerning resolution plans and credit exposure reports...more
Protecting Your Retirement Accounts in Bankruptcy by John Skiba on 3/1/2011 Too often people come to me to file their bankruptcy after they have liquidated their retirement accounts to try and get on top of credit card debt. The end result is a bankruptcy and nothing to fall back on during...more
FinCEN: Elder Abuse - Red Flags by Jonathan Foxx on 2/23/2011 On February 22, 2011, the Financial Crimes Enforcement Network (FinCEN) issued an advisory to assist the financial industry in reporting instances of financial exploitation of the elderly, a form of elder abuse. Financial...more
Bankruptcy in Retirement: Arizona Bankruptcy Attorney by John Skiba on 2/17/2011 I meet with a significant number of retired people who are trying to deal with huge amounts of credit card debt with little more than their Social Security income. Trying to make minimum payments of $200-$600 per month when...more
Physicians as Investment Fraud Targets by IKE DEVJI on 2/15/2011 In uncertain times people derive a false sense of comfort doing in business with a personal or social contact or a member of their own religious or ethnic community. That comfort level is unfortunately replacing required...more
The Availability of Florida's Wildcard Personal Property Exemption to Debtors Owning Homestead Property and Not Claiming a... by Jorge Abril on 2/7/2011 Recently, a Florida Bankruptcy Court discussed whether a debtor in bankruptcy who owns a home worth less than the balance on his mortgage may claim the wildcard personal property exemption found in Fla. Stat. § 222.25 and...more
Bankruptcy and Retirement: Financial Hardship in the Golden Years by John Skiba on 1/26/2011 With the down turn in the economy I am seeing more and more people needing bankruptcy help in the retirement years. This article discusses some of the benefits and protections for those needed bankruptcy relief in their...more