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Higher-Priced Mortgage Loans Mortgages Equal Credit Opportunity Act

Adams and Reese LLP

Banking Bulletin: New Year Brings New Mortgage Regulations

Adams and Reese LLP on

The Higher-Priced Mortgage Loans (HPML) Appraisal Rule, part of Regulation Z, goes into effect on January 18th of this year. At that time, many lenders will begin using the exemption relating to “certain streamlined...more

Ballard Spahr LLP

CFPB issues more small entity compliance guides for mortgage-related rules

Ballard Spahr LLP on

The CFPB has issued several more Small Entity Compliance Guides on its mortgage-related rules. In addition to its guide on the ability-to-repay and qualified mortgage rule, the CFPB has now issued Small Entity Compliance...more

Troutman Pepper

The Impact Of The CFPB’s Appraisal Rule

Troutman Pepper on

On January 18, 2013, the Consumer Financial Protection Bureau (CFPB) issued a final rule (the Appraisal Rule) implementing an amendment to the Equal Credit Opportunity Act (ECOA) that revises Regulation B’s provisions...more

Perkins Coie

Financial Services Bulletin: CFPB Issue New Final Rules

Perkins Coie on

On Thursday, January 10, 2013, the Consumer Financial Protection Bureau (the "CFPB") issued a final rule that amends Regulation Z to implement certain amendments to the Truth in Lending Act ("TILA") made by Sections 1461 and...more

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