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CFPB Finalizes Open Banking Rule on Consumer Financial Data Rights

Our Financial Services Group unpacks the Consumer Financial Protection Bureau’s final rule on consumer financial data rights under Section 1033 of the Dodd–Frank Act....more

FDIC, OCC, and DOJ Update Guidance on Bank Merger Evaluations

Last week, each of the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the Department of Justice Antitrust Division (DOJ) revised how they will review bank mergers. Our...more

Regulators Focus on Bank-Fintech Arrangements

Through joint guidance and an information request, federal bank regulators underscored banks’ compliance responsibilities in their banking-as-a-service (BaaS) relationships with third parties. Our Financial Services Team...more

New York State Department of Financial Services Outlines Prior Approval Process for Virtual Currency-Related Activity

The New York State Department of Financial Services has issued an industry letter detailing the prior approval process for all New York banking organizations seeking to engage in new or significantly different virtual...more

Biden Competition Order May Influence Bank Merger Approvals

Our Financial Services & Products and Antitrust Groups examine the Biden Administration’s call to revitalize oversight of bank consolidations and what it means for smaller banks’ ability to compete against their larger...more

Avoiding Pitfalls During Post-Pandemic Government Investigations

CSI: Confidential Supervisory Information is not a show many banks would enjoy watching, but it’s one of three areas our Financial Services & Products Group notes banks should keep in mind if they become the subject of...more

FDIC Approves Final Rule on Brokered Deposits

Our Financial Services & Products Group unpacks the Federal Deposit Insurance Corporation’s most significant changes to brokered deposit regulations since 1989....more

FinCEN Signals BSA/AML Regulatory Reform

The Financial Crimes Enforcement Network takes the first of likely many steps to reform the outdated Bank Secrecy Act / Anti-Money Laundering regulatory scheme. Our Financial Services & Products and White Collar, Government &...more

DOJ Antitrust Division Considers Changing Its Bank Merger Review Guidelines

Banking has evolved over the quarter century since the Department of Justice Antitrust Division released its 1995 Bank Merger Competitive Review Guidelines. Our Financial Services & Products and Antitrust groups explain what...more

How the CARES Act Will Affect Banking During the Coronavirus Emergency

The Coronavirus Aid, Relief, and Economic Security (CARES) Act sprawls across 800 pages. Our Financial Services & Products Group delves into the sections that deal specifically with banking and lending....more

Federal Reserve Releases Final Rule for Its Controlling-Influence Framework

The Federal Reserve finalized its rule on controlling-influence determinations, important to provide much-needed clarity and certainty for investments in and by banking organizations. Our Financial Services & Products Group...more

Federal Bank Regulators Provide New Guidance on Bank Secrecy Act and Anti-Money Laundering Supervision

Our White Collar, Government & Internal Investigations, International Trade & Regulatory, and Financial Services & Products groups mine the latest federal guidance for ways financial institutions can best use the risk-based...more

Financial Services & Products Advisory: FDIC Adopts Final Rule to Amend How Small Banks are Assessed for Deposit Insurance

The Federal Deposit Insurance Corporation (FDIC) today adopted a final rule that amends how established small banks are assessed for deposit insurance. The final rule, which affects banks with less than $10 billion in assets...more

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