In response to the challenges of low labor force participation rates, the Alabama Legislature has introduced the Working for Alabama legislative package. This initiative began in 2019 when Lieutenant Governor Will Ainsworth...more
On April 28, 2023, the Georgia Court of Appeals reversed the ruling of the Morgan County Superior Court and approved $15 billion in bonds for Project Tera, a 2,000-acre Rivian Horizon LLC (“Rivian”) electric truck plant...more
6/30/2023
/ Bonds ,
Construction Project ,
Critical Infrastructure Sectors ,
Economic Development ,
Electric Vehicles ,
Georgia ,
Manufacturers ,
Public Finance ,
Standard of Review ,
State and Local Government ,
Urban Planning & Development
On April 20, 2023, Alabama Governor Kay Ivey signed a legislative package aimed to spur economic development. Building off a record-breaking year for new capital investments, state leaders aim to expand and fortify Alabama's...more
Alabama’s current state and local elections have brought renewed attention to campaign finance laws as many races see increased spending and donations. During this election cycle, the Alabama House of Representatives has been...more
2022 is an election year for the majority of Congress and most states across the U.S. This current campaign cycle is bringing renewed attention to campaign issues, including many candidates missing filing deadlines in...more
On May 13, 2021, the U.S. House of Representatives passed H.R. 2547 (the “Comprehensive Debt Collection Improvement Act” or “CDCIA”). Originally introduced by House Financial Services Chairwoman Maxine Waters, the CDCIA’s...more
Financial institutions, servicers, lenders, and debt collectors must stay up-to-date on evolving federal and state laws stemming from the COVID-19 pandemic, as such laws impact all facets of consumer loan servicing and debt...more
12/7/2020
/ Child Support ,
Consumer Financial Products ,
Consumer Lenders ,
Coronavirus/COVID-19 ,
Debt Collection ,
Eviction ,
Financial Institutions ,
Financial Services Industry ,
Foreclosure ,
Infectious Diseases ,
Moratorium ,
Popular
On May 6, 2020, Judge Richard G. Stearns of the U.S. District Court for the District of Massachusetts granted a temporary restraining order (“TRO”) and preliminary injunction sought by ACA International (“ACA”) against...more
5/11/2020
/ Constitutional Challenges ,
Coronavirus/COVID-19 ,
Debt Collection ,
Debt Collectors ,
Enforcement Actions ,
Free Speech ,
Moratorium ,
Separation of Powers ,
State Attorneys General ,
TRO ,
UDAP ,
Unfair or Deceptive Trade Practices
With COVID-19 social-distancing and stay at home orders, millions of Americans have been forced to adapt and find new ways to transact business. While people are generally familiar with receiving documents by email for review...more
On March 25, 2020, State Rep. Thomas West of Ohio introduced legislation, HB 596, which would halt all in-state debt collections until Ohio’s state of emergency expired....more
The recent COVID-19 (or Coronavirus) pandemic has caused federal and state governments to adopt statutory or policy changes in order to protect consumers as foreseeable economic hardship is likely to occur. These...more