Novel technologies that seek to improve quality of life or simplify complex processes offer great promise. For example, medical technologies that detect or cure disease or supply chain technologies that allow for real time...more
In Part I, we discussed the European Commission’s (“Commission”) disapproval of Meta’s “pay or consent” subscription model. In Part II, we delve into the European Commission’s findings, prior findings by the European Data...more
7/29/2024
/ Consent ,
Corporate Counsel ,
Data Privacy ,
Data Protection ,
Data Security ,
EU ,
European Commission ,
European Data Protection Board (EDPB) ,
European Economic Area (EEA) ,
Investigations ,
Personal Data ,
Popular ,
Privacy Laws
In the middle of the 20th century, there was a massive expansion of the retail credit market. Everything from boats to sewing machines to kitchen appliances were bought and sold through increasingly complex credit...more
5/14/2024
/ Consumer Privacy Rights ,
Creditors ,
Data Protection ,
Federal Trade Commission (FTC) ,
Holder Rule ,
Loans ,
Privacy Laws ,
Regulatory Agenda ,
Regulatory Requirements ,
Retail Market ,
Rulemaking Process ,
Sellers
As Cybersecurity Awareness Month comes to an end and the spooky season of Halloween is upon us, no one wants to live through a cybersecurity horror story. There are some simple precautions every business and household can...more
The proliferation of AI-derived and processed data in the era of big data is occurring against a complex backdrop of legal frameworks governing ownership of and responsibilities with regard to that data. In a previous...more
Florida has joined the wave of states considering new comprehensive data privacy legislation. On February 15, 2021, Rep. Fiona McFarland introduced HB 969, modeled after the California Consumer Privacy Act (CCPA). The bill is...more
3/29/2021
/ California Consumer Privacy Act (CCPA) ,
Cybersecurity ,
Data Collection ,
Data Privacy ,
Data Protection ,
Data Security ,
Florida ,
Governor DeSantis ,
Local Ordinance ,
New Legislation ,
Personal Information ,
Privacy Laws ,
Regulatory Reform
Crisis has set the stage for fintech companies in 2021, creating both new opportunities and potentially unprecedented challenges to innovation. While the coronavirus pandemic continues to accelerate the digital transformation...more
3/23/2021
/ Banking Sector ,
CFTC ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Cybersecurity ,
Data Breach ,
Data Privacy ,
Data Protection ,
Financial Services Industry ,
FinCEN ,
FinTech ,
Joe Biden ,
Legislative Agendas ,
OCC ,
Privacy Laws ,
Regulatory Oversight ,
Rulemaking Process ,
Securities and Exchange Commission (SEC) ,
Technology
Virginia is primed to become the next U.S. state to pass comprehensive data-privacy legislation with striking similarities to the California Consumers Privacy Act (CCPA), the California Privacy Rights Act (CPRA), and the...more
2/8/2021
/ California Consumer Privacy Act (CCPA) ,
California Privacy Rights Act (CPRA) ,
Consent ,
Consumer Privacy Rights ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
General Data Protection Regulation (GDPR) ,
Personal Data ,
State and Local Government ,
State Legislatures ,
State Privacy Laws
As the coronavirus (COVID-19) spread around the world, most businesses were forced to close their doors temporarily and take steps towards working virtually. However, the U.S. construction industry, deemed “essential” by...more
6/24/2020
/ Confidential Information ,
Construction Industry ,
Contractors ,
Coronavirus/COVID-19 ,
Cybersecurity ,
Data Collection ,
Data Privacy ,
Data Protection ,
Internet of Things ,
Policies and Procedures ,
Popular
We are a little more than two weeks into the new year and we’ve already seen several states introduce comprehensive privacy legislation on the heels of California’s Consumer Privacy Act (CCPA). It is no easy task to stay on...more
1/21/2020
/ Consumer Privacy Rights ,
Corporate Counsel ,
Cybersecurity ,
Data Breach ,
Data Collection ,
Data Privacy ,
Data Protection ,
Data Security ,
Legislative Agendas ,
Opt-Outs ,
Personally Identifiable Information ,
Privacy Laws ,
Private Right of Action ,
Proposed Legislation
Technology and the critical infrastructure that support our personal pursuits and business operations are ripe targets for cyberattacks. In particular, the electrical grid that transmits electricity from its point of...more
1/16/2019
/ Big Data ,
Critical Infrastructure Sectors ,
Cyber Attacks ,
Cyber Crimes ,
Cyber Threats ,
Cybersecurity ,
Data Privacy ,
Data Protection ,
Data Security ,
Electricity ,
Energy Sector ,
Hackers ,
Information Sharing ,
Popular ,
Power Grid ,
Power Plants ,
Renewable Energy ,
Risk Mitigation ,
Technology Sector ,
Utilities Sector ,
Vendors
Cyber incidents can take many forms—phishing, insider theft, SQL injection, malware, denial of service, session hijacking, credential farming, or just old fashion “hacking.” Although many of these attack vectors employ...more
10/3/2018
/ Computer Fraud Insurance ,
Cyber Attacks ,
Cyber Insurance ,
Cybersecurity ,
Data Protection ,
Hackers ,
Insurance Industry ,
Phishing Scams ,
Policy Exclusions ,
Popular ,
Spoofing
As discussed in Part 1, the California Consumer Privacy Act of 2018 (CalCoPA) is a game-changing privacy act that sets a new bar for consumer privacy rights in the U.S. The primary reason it differs from existing legislation...more
9/6/2018
/ Biometric Information ,
California Consumer Privacy Act (CCPA) ,
Consumer Privacy Rights ,
Cybersecurity ,
Data Collection ,
Data Privacy ,
Data Protection ,
Disclosure Requirements ,
Personally Identifiable Information ,
Preemption ,
Privacy Laws
Security researchers and cybersecurity experts recently discovered a weakness in Fiserv’s web platform, which may have exposed the personal and financial details of customers across hundreds of internet banking sites. The...more
Every day, new instances of data breaches, ransomware attacks, and cybercrimes affect companies around the world. Many of these companies are in the construction industry. For some, the thought of protecting one’s...more
8/16/2018
/ Construction Industry ,
Construction Workers ,
Cyber Attacks ,
Cyber Crimes ,
Cybersecurity ,
Data Breach ,
Data Protection ,
Data Security ,
Employee Training ,
Popular ,
Ransomware ,
Risk Mitigation
On March 1, 2018, the Alabama Senate unanimously passed the Alabama Data Breach Notification Act of 2018 (SB 318). On March 22, 2018, the House of Representatives, following an amendment by the Technology and Research...more
Last week, federal and state lawmakers took significant steps toward specific regulations targeting digital financial technology, mobile banking and cybersecurity, signaling the possibility of wholesale changes to the legal...more
9/21/2016
/ Banking Sector ,
Blockchain ,
Cybersecurity ,
Data Protection ,
Digital Currency ,
Financial Services Industry ,
FinTech ,
Legislative Agendas ,
Popular ,
State and Local Government ,
Technology