In This Issue:
- Looking Back, Looking Forward: A 2015 Retrospective and 2016 Predictions:
This past year has seen many changes in the community banking industry. Some of these issues we expected and some had more...more
Headlines should read, “Congress and President Do Something Right!” On July 28, 2015, only one day after Congress passed the matter, the President signed into law an increase in Small Business Administration (“SBA”) lending,...more
Congress passed the Dodd-Frank Act in June and July 2010 with minimal Republican support, and it was signed by President Obama July 21, 2010. Since passing, Dodd-Frank has been hailed, depending on who answers, as salvation...more
In This Issue:
- Another Perspective: David Barksdale, President and Chief Executive Officer, Carolina Premier Bank:
For the past several months, David Barksdale has been leading the charge at Carolina Premier...more
A few weeks ago, a writer for a banking magazine asked my top five challenges to a successful bank merger. That is a loaded question! The challenges to complete a merger agreement, the challenges to close the merger, and the...more
In This Issue:
- Another Perspective
- Facing Merger Challenges. In 5, 4, 3, 2, 1....
- Real Property 101 for Community Bankers in the Spilman Footprint
- Facet One of Social Media and Community Banks - Employees...more
Many community banks have been under fire recently. Added regulatory burdens, additional disclosure responsibilities, cleaning up bad loans, streamlining the organization, staying ahead of cybersecurity threats, and, perhaps...more
In This Issue:
- Another Perspective
- From the Editor
- Executive Compensation: It May be Limiting Your Choices
- Community Banks Adding Prepaid Products Face New Imperatives
- Discharge, Debt Buyers and...more
We interviewed Lyn Hayth, President and CEO of the Bank of Botetourt, for Community Banking Excellence this issue. Lyn has been a banker for more than 30 years. His bank, with about $312 million in assets and $248 million in...more
Many community bankers have looked surprised at the “internationalization” of our banking rules. Standards coming out of the Basel Committee, particularly the Basel III Capital Rules, do not seem to fit community banks. The...more
In This Issue:
- Another Perspective: Robert T. Braswell, President and Chief Executive Officer Carolina Bank:
Mr. Robert T. Braswell is President and Chief Executive Officer of Carolina Bank. He has served in...more
Margo Channing (Bette Davis) in “All About Eve” famously said, “Fasten your seatbelts, it’s going to be a bumpy night!” Does that sum up the status of future community bank merger activity? Maybe so.
Many financial...more
Many banks formed holding companies in the late 1980s and 1990s. They had various reasons for doing this. Some formed a holding company to hold subsidiaries providing nonbank activities. Some used the holding company to...more
In This Issue:
- Conversation with a Community Banking Professional: Ginger Salt of First Community Bank
- Are You Using Your Holding Company?
- Shifting Winds? Two N.C. Courts Uphold Fiduciary Duty...more
In This Issue:
- Conversation with a Community Banking Professional By Timothy R. Moore
- Signs of a Federal Investigation by Sharon L. Potter
- Why is Your Bank or Bank Holding Company Still a Public...more
11/16/2012