Earlier this year, we wrote that the Consumer Financial Protection Bureau (CFPB) was signaling a not-so-quiet transition to aggressive compliance activities in 2022 after an extended period of flexibility during the COVID-19...more
On June 25, 2021, the Supreme Court revisited the issue of Article III standing for the first time since Spokeo, Inc. v. Robins, 136 S. Ct. 1540 (2016). In TransUnion LLC v. Ramirez, No. 20-297, 2021 WL 2599472, -- S. Ct. --...more
6/30/2021
/ Article III ,
Class Action ,
Class Members ,
Credit Reporting Agencies ,
Credit Reports ,
Fair Credit Reporting Act (FCRA) ,
Injury-in-Fact ,
SCOTUS ,
Standing ,
TransUnion ,
TransUnion LLC v Ramirez
It has been nearly three months since the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) was signed into law. As we’ve written in previous Client Alerts, the CARES Act modifies the Fair Credit Reporting...more
The Coronavirus Aid, Relief, and Economic Security Act, Pub. L. No. 116-136 (the “CARES Act”) was signed into law on March 27, 2020. Although much has been made of the obligations imposed on student loans and the servicers of...more
In response to the outbreak of COVID-19, the Food and Drug Administration (“FDA”) has issued guidance for industry that will temporarily expand manufacturers’ ability to legally produce and sell alcohol-based hand...more
As the COVID-19 pandemic has continued to escalate, both the Food and Drug Administration (“FDA”) and the U.S. Department of Agriculture (“USDA”) have issued guidance and public statements advising manufacturers and...more
3/30/2020
/ Agricultural Sector ,
Agricultural Workers ,
Coronavirus/COVID-19 ,
Emergency Response ,
Food and Drug Administration (FDA) ,
Food Manufacturers ,
Manufacturing Facilities ,
New Guidance ,
Sanitation ,
USDA ,
Workplace Safety
On the evening March 25, 2020, the Senate passed the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) in response to the coronavirus (COVID-19) outbreak. The House of Representatives passed the CARES Act...more
Focus areas included FCRA, Fair Lending, ancillary fees and services (such as lender placed flood insurance), TCPA, privacy and data security and other topics. Consumer Financial Protection Bureau’s Director Kathleen...more
3/9/2020
/ Anti-Money Laundering ,
Bank Secrecy Act ,
Class Action ,
Consumer Contracts ,
Consumer Financial Products ,
Cybersecurity ,
Data Privacy ,
Data Security ,
Elder Issues ,
Environmental Social & Governance (ESG) ,
Fair Credit Reporting Act (FCRA) ,
Financial Abuse ,
Financial Services Industry ,
Libor ,
Military Service Members ,
Popular ,
TCPA ,
Underwriting ,
Veterans
On August 8, 2019, the United States Court of Appeals for the Ninth Circuit again weighed in on Article III standing. Unlike its previous ventures into standing, however, it did so this time in the context of the Illinois...more
9/6/2019
/ Appeals ,
Article III ,
Biometric Information Privacy Act ,
Collective Actions ,
Data Collection ,
Facebook ,
Facial Recognition Technology ,
Injunctive Relief ,
Injury-in-Fact ,
Liquidated Damages ,
Personal Data ,
Split of Authority ,
Spokeo ,
Standing ,
TCPA ,
VPPA ,
Without Consent
On March 25, 2019, the United States Court of Appeals for the Ninth Circuit dealt another setback to plaintiffs trying to establish Article III standing to assert a claim under the Fair Credit Reporting Act, 15 U.S.C. § 1681,...more
On July 13, 2018, the United States Court of Appeals for the Ninth Circuit affirmed summary judgment against a plaintiff that lacked Article III standing to assert a claim under the Fair Credit Reporting Act, 15 U.S.C. §...more
8/16/2018
/ Appeals ,
Article III ,
Background Checks ,
Credit Reports ,
Fair Credit Reporting Act (FCRA) ,
Hiring & Firing ,
Injury-in-Fact ,
Job Applicants ,
Private Right of Action ,
Spokeo ,
Standing ,
State Farm ,
Summary Judgment