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Lowenstein Sandler LLP

Ambiguities Bite Back: Second Circuit Reaffirms Commitment to Construing Ambiguous Terms in Favor of Coverage

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The Second Circuit’s recent decision affirming a $54.2 million recovery for CITGO signals the judiciary’s renewed commitment to a bedrock principle of insurance law: Ambiguous policy language must be construed in favor of...more

Carlton Fields

Louisiana Federal Court Rejects Attempt to Avoid Arbitration, Holds That Arbitration Is Required Under Federal Law

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The U.S. District Court for the Eastern District of Louisiana rejected an effort to avoid arbitration based on Louisiana law. The court held that federal law applied and required arbitration of claims against both domestic...more

Hogan Lovells

Financial Inclusion: UK government’s Strategy looks to embed accessibility and support into products and services

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Financial inclusion remains a particular area of focus for both the FCA and the government, and on 5 November 2025 HM Treasury (HMT) published its awaited Financial Inclusion Strategy....more

Saul Ewing LLP

The Friday Five: Five ERISA Litigation Highlights - November 2025

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This month’s Friday Five covers recent decisions on supplementation of the administrative record, offset of dependent benefits, full and fair review of claim for benefits, and timing of benefits determination, as well as an...more

Foley & Lardner LLP

Minnesota’s New Paid Leave Law Is Here: What Employers Need to Do Before January 1, 2026

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In 2023, Minnesota enacted legislation creating a statewide Paid Family and Medical Leave program (the “Program”), which is set to take effect on January 1, 2026. The law established a publicly administered insurance program...more

Sheppard Mullin Richter & Hampton LLP

Patients Over Profit Act: A Federal Inflection Point on Insurer-Provider Integration and What Comes Next

For years, the conversation around health insurer consolidation and vertical integration has simmered through antitrust inquiries, oversight hearings, and policy papers. The Patients Over Profit Act (the “POP Act”),...more

Stikeman Elliott LLP

FSRA Releases Revisions to the Proposed Regulatory Framework for Ontario Life and Health MGAs

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On October 20, 2025, the Financial Services Regulatory Authority of Ontario (“FSRA”) published a substantially revised version of its Rule 2025-001 – Life and Health Managing General Agents (the "Rule”). FSRA stated that many...more

Robinson & Cole LLP

Missouri Court of Appeals Finds No Duty to Defend or Indemnify in Class Action Involving Environmental Contamination Beginning in...

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A recent Missouri Court of Appeals decision provides helpful precedent for liability insurers facing legacy environmental claims and class actions. The court strictly construed the policy period, concluding that claims based...more

Morgan Lewis

California Court Requires Insurer to Defend Privacy Class Action Despite Coverage Exclusions

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The US District Court for the Northern District of California recently held that an insurer had a duty to defend an online therapy company in a privacy class action, rejecting arguments that “related acts” and “prior...more

Maison Law

HOA Liability for Common Area Injuries in California

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A personal injury claim refers to a legal action brought by someone who has suffered an injury caused by another's negligence, recklessness, or willful misconduct. A large number of California's roughly 50,000 Homeowners...more

Orrick, Herrington & Sutcliffe LLP

Fed Finalizes Changes to the Supervisory Rating Framework for Large Bank Holding Companies and Supervised Insurance Organizations

On November 5, the Fed released its draft final notice and memo after it finalized revisions to the large financial institution rating system and the framework for the supervision of insurance organizations (Frameworks). The...more

Shook, Hardy & Bacon L.L.P.

Health Care Fraud, Public Corruption in Focus in First Six Months of U.S. Attorney’s Service in Northern District of Illinois

Health care fraud, public corruption and other types of fraud have emerged as apparent top white collar enforcement priorities of the United States Attorney’s Office for the Northern District of Illinois under the leadership...more

McDermott Will & Schulte

Healthcare Regulatory Check-Up Newsletter | September 2025 Recap

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This issue of McDermott Will & Schulte’s Healthcare Regulatory Check-Up highlights regulatory activity for September 2025, including an update on the Centers for Medicare & Medicaid Services (CMS) Rural Health Transformation...more

Troutman Pepper Locke

Introducing Surplus Lines 360

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Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they kick off Surplus Lines 360, a series that demystifies the evolving landscape of surplus lines insurance. In this video, discover what surplus lines...more

Troutman Pepper Locke

Fed Redefines “Well Managed” for Large Banks and Insurers Easing Growth Constraints and Shifting Enforcement Presumptions

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On November 5, the Federal Reserve Board announced that it had finalized revisions to its Large Financial Institution (LFI) rating system and the Insurance Supervisory Framework that change when a firm is considered “well...more

Zelle  LLP

Summary Judgment as a Shield Against Costly Double Dipping Claims

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In Frederich v. Trisura Specialty Ins. Co., the 5th Circuit affirmed the granting of Trisura’s Motion for Summary Judgment. That judgement was based on the insurer’s payment of an appraisal award plus interest....more

Rivkin Radler LLP

OIG Report Exposes “Ghost Networks” Across U.S.

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The New York Attorney General’s Office imposition of a $250,000 penalty on MVP Health Care for maintaining an inaccurate mental health provider directory riddled with “ghost” providers. The problem, however, extends beyond...more

Wiley Rein LLP

[Podcast] Episode 1: Phishing Claims Test “Direct” Causation Chain

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Welcome to the premiere episode of The Cyber Periscope, where Pam Signorello sits down with Bill Knauss, special counsel in Wiley's Insurance Practice, to discuss the 2025 NetDiligence Cyber Claims Study, the evolving...more

Davis Wright Tremaine LLP

2025 Wrap-Up of Supervisory Changes at Federal Banking Agencies

Over this past year, the Federal Reserve, OCC, and FDIC have announced a slate of proposals and actions to reform supervision, reduce compliance costs, and refocus attention on matters that may have a material financial...more

A&O Shearman

UK Launches New Scale-Up Unit to Accelerate Growth of Financial Services Firms

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HM Treasury has announced the launch of a new Scale-up Unit in Leeds, designed to accelerate the growth of innovative financial services firms. Jointly led by the UK Financial Conduct Authority (FCA) and the UK Prudential...more

Woodruff Sawyer

2026 Guide to D&O Insurance for IPOs and Direct Listings

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There is significant complexity to the process of protecting a company and its directors and officers as they undertake the process of going public. This interactive resource is your guide to the D&O insurance process for...more

Troutman Pepper Locke

Practical Licensing Challenges & Solutions for Producers, Brokers, Adjusters & Other Intermediaries

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Anyone in the insurance brokerage world generally knows the three magic words that require an insurance producer license: the “sale,” “solicitation,” or “negotiation” of insurance. For too many, this is the end of the...more

Ward and Smith, P.A.

Litigation, Insurance, and Business Losses: The Many Costs of Hiring Bad Drivers

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In North Carolina, a business can be held liable under the legal doctrine of negligent entrustment if it allows an employee to drive a company vehicle when the business knew—or should have known—that the driver was unfit or...more

Wiley Rein LLP

Abuse Exclusion Applied to Bar Coverage for Entire EEOC Proceeding

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The United States District Court for the Southern District of New York, applying New York law, held that a Sexual and Physical Abuse exclusion barred coverage for a discrimination complaint filed with the Equal Employment...more

Freeman Mathis & Gary

Kentucky Court of Appeals soft launches a hard change to proximate cause

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In Jena Lhotsky v. Guy Sutcliffe, No. 2024-CA-1521-MR (Ky. Ct. App. Oct. 17, 2025), a recently published opinion, the Kentucky Court of Appeals proposed a substantial change to how courts across the Commonwealth analyze...more

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